Freeborn County property record for 809 Harding Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,250 sqft · built 1950 |
| Lot Size | 0.15 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,000 (Feb 2020) |
| Tax Bill | $2,196 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.172.0110 |
| Primary APN | 34.172.0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Deck Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 809 HARDING AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDITOR'S PLAT NO 1 S 50 FT OF LOT 20 AUDITORS PLAT NO. 1 |
| Legal Subdivision | AUDITOR'S PLAT NO 1 |
| Legal Lot Number | 20 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 180500 |
Source: Freeborn County assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8374 ROBINA CT, ORANGEVALE, CA 95662-3037 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on Record |
| Deed Sale | Feb 14, 2020 · Amount on Record |
| Deed Document Number | 2020V1064963 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Feb 14, 2020 |
| Property Address | 809 HARDING AVE, ALBERT LEA, MN 56007-2374 |
| Document Number | CRV1064963 |
| Instrument Date | Feb 14, 2020 |
| Instrument | CRV1064963 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1110 JANSON ST, 1110, ALBERT LEA, MN 56007-1774 |
| Name | Verified Name |
|---|---|
| Address | 8374 ROBINA CT, ORANGEVALE, CA 95662-3037 |
| Document Number | 000A541547 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | A541547 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,000 (+23.23%) Land $16,300 Building $122,700 | $139,000 (+23.23%) Land $16,300 Building $122,700 | |
| 2025 | $2,196.00 (+42.6%) | ||
| 2023 | $1,540.00 (+83.33%) Homeowner's exemption | $112,800 Land $16,300 Building $96,500 | $112,800 Land $16,300 Building $96,500 |
| 2020 | $840.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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