809 E Lake Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 809 E Lake Dr, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,490 sqft · built 1995
Lot Size0.566 acres (24,688 sqft)
OwnerIndividual Name on Record
Last Sale$362,000 (Apr 2013)
Tax Bill$7,404 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2017 Transfer
Flood ZoneZone AE (high risk)
APNC56-000-591-9492-8

Property Details

APN / Parcel Number

Primary APNC56-000-591-9492-8
Alternative APN
  • 04-2S-23-2772-0000-0060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,490 sqft Heated Area
Gross Area5,200 sqft
1st Floor Area1,549 sqft
Upper Floors Area1,272 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialStucco
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area24,688 sqft (0.566 acres)
Garage TypeFinished
Garage Area552 sqft
PorchPorch
Porch Area222 sqft
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address809 E LAKE DR
CitySHALIMAR
StateFL
Zip32579-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE SHALIMAR POINTE LOT 6
Legal Range23
Legal Township02S
Legal Section04
Legal SubdivisionLAKESIDE SHALIMAR POINTE
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract21501

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address809 E LAKE DR, SHALIMAR, FL 32579-2250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · VA Mortgage
GOODLEAP LLC
Dec 7, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2013 · Amount on Record
Deed SaleApr 1, 2013 · Amount on Record
Prior SaleAug 31, 2010 · Amount on Record
Deed Document Number2844541
Deed Book / Page3087 / 3786
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address809 E LAKE DR, SHALIMAR, FL 32579-2250
Transaction TypeMortgage
Record UpdatedOct 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 E LAKE DR, SHALIMAR, FL 32579-2250

Mortgage

Document Number0035752825
DateSep 22, 2021
Book Page3575/2825
Instrument3490691
Lender
NameGOODLEAP LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

December 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionOKALOOSA FL
Recording DateDec 7, 2017
Property Address809 E LAKE DR, SHALIMAR, FL 32579-2250
Document Number0033284970
Book / Page003328 / 004970
Instrument DateDec 6, 2017
Instrument3176579
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 MAR WALT DR FORT WALTON BEACH FL 325476707, FORT WALTON BEACH, FL 32547-6707

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,404.00 (-1.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$648,052 (-2.05%) Land $59,903 Building $588,149$648,052 (-2.05%) Land $59,903 Building $588,149
2023$7,533.00 (+7.34%)$661,632 (+6.58%) Land $48,192 Building $613,440$661,632 (+6.58%) Land $48,192 Building $613,440
2022$7,018.00$620,778 Land $45,039 Building $575,739$620,778 Land $45,039 Building $575,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims59 (1985–2021)
Claims Outside the SFHA30 of 59
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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