804 E Lake Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 804 E Lake Dr, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,874 sqft · built 1996
Lot Size0.354 acres (15,424 sqft)
Owner2 Individual Names on Record
Last Sale$875,000 (Feb 2022)
Tax Bill$12,107 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-591-9489-4

Property Details

APN / Parcel Number

Primary APNC56-000-591-9489-4
Alternative APNs
  • 04-2S-23-2772-0000-0030
  • 23S204277200000030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,874 sqft Living Area
Gross Area4,313 sqft
1st Floor Area2,169 sqft
Upper Floors Area705 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area15,424 sqft (0.354 acres)
Lot Width95 ft Width
Garage TypeAttached
Garage Area527 sqft
DrivewayDriveway

Exterior Amenities

PorchFinished/Open Porch
Porch Area64 sqft
Patio Area560 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address804 E LAKE DR
CitySHALIMAR
StateFL
Zip32579-2249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE SHALIMAR POINTE LOT 3
Legal Range23W
Legal Township02S
Legal Section04
Legal SubdivisionLAKESIDE SHALIMAR POINT
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract21501

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6072 HIGHWAY 85 N, CRESTVIEW, FL 32536-7152
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Feb 2, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2022 · Amount on Record
Deed SaleFeb 2, 2022 · Amount on Record
Prior SaleOct 24, 2014 · Amount on Record
Deed Document Number20223524134
Deed Book / Page3602 / 2070
Prior Transfer DateSep 3, 2019
Prior Transfer Doc0034181863
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address804 E LAKE DR, SHALIMAR, FL 32579-2249
Transaction TypeMortgage
Record UpdatedMar 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 E LAKE DR, SHALIMAR, FL 32579-2249

Mortgage

Document Number0035212841
DateJan 28, 2021
Book Page3521/2841
Instrument3425527
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 2, 2022
Property Address804 E LAKE DR, SHALIMAR, FL 32579-2249
Document Number0036022070
Book / Page3602 / 2070
Map ReferenceMB 13 PG 69
Instrument DateJan 28, 2022
Instrument3524134
Transaction TypeTransfer
Record UpdatedMar 8, 2022
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8217 IRISH DR, 8217, NORTH RICHLAND HILLS, TX 76180-5531

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 PERKINS RD, LAUREL HILL, FL 32567-2871

Mortgage

Document Number0036022073
DateFeb 2, 2022
Instrument3602/2073
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,107.00 (+8.98%)$987,031 (+9.99%) Land $545,670 Building $441,361$987,031 (+9.99%) Land $545,670 Building $441,361
2023$11,109.00 (+9.47%)$897,369 (+10.39%) Land $438,995 Building $458,374$897,369 (+10.39%) Land $438,995 Building $458,374
2022$10,148.00$812,881 Land $390,738 Building $422,143$812,881 Land $390,738 Building $422,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims59 (1985–2021)
Claims Outside the SFHA30 of 59
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

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