809 E 19th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 809 E 19th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 2018
Lot Size	0.186 acres (8,118 sqft)
Owner	Individual Name on File
Last Sale	$404,000 (Nov 2018)
Tax Bill	$7,122 (2023)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081-108-03`

Property Details

APN / Parcel Number

Primary APN	`081-108-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,268 sqft Heated Area
Gross Area	944 sqft
1st Floor Area	755 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,118 sqft (0.186 acres)
Porch	Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	081-108-03
Street Address	809 E 19TH ST
City	CHARLOTTE
State	NC
Zip	28205-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L10 B23 M230-3
Legal Subdivision	EAST END ADD
Legal Block	23
Legal Lot Number	10
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	800

Owner

809 E 19th St is owned and occupied by an individual who bought it in November 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	809 E 19TH ST, CHARLOTTE, NC 28205-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 17, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Nov 26, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA
Dec 22, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY
Jan 26, 2017	Warranty Deed, Transfer · Construction Mortgage EMILY CLINE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on File
Deed Sale	Nov 26, 2018 · Amount on File
Prior Sale	Dec 22, 2017
Deed Document Number	0033128402
Deed Book / Page	33128 / 402
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	809 E 19TH ST, CHARLOTTE, NC 28205-2626
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164231
Date	Oct 6, 2020
Book Page	35148/3
Instrument	2020164231

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	809 E 19TH ST, CHARLOTTE, NC 28205-2626
Document Number	0000061224
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 E 19TH ST CHARLOTTE NC 282052626, CHARLOTTE, NC 28205-2626

Mortgage

Document Number	0000061224
Date	May 21, 2019
Book Page	033523/000355
Instrument	61224

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 26, 2018
Property Address	809 E 19TH ST, CHARLOTTE, NC 28205-2626
Document Number	0000146095
Book / Page	033128 / 000402
Instrument Date	Nov 16, 2018
Instrument	146095
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 E 19TH ST CHARLOTTE NC 282052626, CHARLOTTE, NC 28205-2626

Mortgage

Document Number	146096
Date	Nov 26, 2018
Book Page	033128/000407
Instrument	146096

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

December 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 22, 2017
Property Address	809 E 19TH ST, CHARLOTTE, NC 28205-2626
Document Number	0000171842
Book / Page	032365 / 000679
Instrument Date	Dec 18, 2017
Instrument	171842
Transaction Type	Foreclosure
Record Updated	Jan 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 JOHNSTON ST ROCK HILL SC 297304508, ROCK HILL, SC 29730-4508

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 26, 2017
Property Address	809 E 19TH ST, CHARLOTTE, NC 28205-2626
Document Number	0000011134
Book / Page	031524 / 000567
Instrument Date	Jan 20, 2017
Instrument	11134
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5826 CARMEL STATION AVE CHARLOTTE NC 282268090, CHARLOTTE, NC 28226-8090

Mortgage

Document Number	11135,
Date	Jan 26, 2017
Book Page	031524/000569
Instrument	11135

Lender

Name	EMILY CLINE
Address	4607 CHARLOTTE HWY # 3, LAKE WYLIE, SC 29710-8147

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 25, 2018

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 809 E 19th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 809 E 19th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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