805 E 19th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 805 E 19th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,355 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Oct 2025)
Tax Bill	$7,976 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081-108-02`

Property Details

APN / Parcel Number

Primary APN	`081-108-02`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,355 sqft Living Area
Gross Area	3,838 sqft
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Enclosed/Finished Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	805 E 19TH ST
City	CHARLOTTE
State	NC
Zip	28205-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L11 B23 M230-3
Legal Subdivision	EAST END
Legal Block	23
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	800

Owner

Source: Mecklenburg County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	805 E 19TH ST, CHARLOTTE, NC 28205-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 27, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage CITY BANK
Feb 24, 2022	Warranty Deed, Transfer · Commercial Mortgage GRAY DOG INVESTMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	2025109756
Deed Book / Page	39959 / 113
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 27, 2025
Property Address	805 E 19TH ST, CHARLOTTE, NC 28205-2626
Document Number	0000109756
Book / Page	39959 / 113
Map Reference	MB 230 PG 3
Instrument Date	Oct 24, 2025
Instrument	2025109756
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	LIBERTY CREEK TITLE LLC, LIBERTY PREMIER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	554 W CAMA ST, CHARLOTTE, NC 28217-1760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E 19TH ST, CHARLOTTE, NC 28205-2626

Mortgage

Document Number	0000109757
Date	Oct 27, 2025
Instrument	2025109757

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 27, 2023
Property Address	805 E 19TH ST, CHARLOTTE, NC 28205-2626
Document Number	0000007618
Book / Page	37905 / 558
Map Reference	MB 230 PG 3
Instrument Date	Jan 2, 2023
Instrument	2023007618
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13424 CABARRUS STATION RD, MIDLAND, NC 28107-9398

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007619
Date	Jan 27, 2023
Instrument	2023007619

Lender

Name	CITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 24, 2022
Property Address	805 E 19TH ST, CHARLOTTE, NC 28205-2626
Document Number	0000030052
Book / Page	37095 / 963
Map Reference	MB 230 PG 3
Instrument Date	Feb 24, 2022
Instrument	2022030052
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 POWERS FARM RD, MOORESVILLE, NC 28115-7238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13424 CABARRUS STATION RD, MIDLAND, NC 28107-9398
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030053
Date	Feb 24, 2022
Instrument	2022030053

Lender

Name	GRAY DOG INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 24, 2023

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,976.00 (+3.54%)	$1,017,400 Land $350,000 Building $667,400	$1,017,400 (-) Land $350,000 Building $667,400
2024	$7,703.00
2023			$1,017,400 Land $350,000 Building $667,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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