809 Derby Dr, Henrico, VA 23229 Property Records

Henrico County property record for 809 Derby Dr, Henrico, VA 23229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1965
Lot Size	0.312 acres (13,615 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2019)
Tax Bill	$3,619 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`748-739-9281`

Property Details

APN / Parcel Number

Primary APN	`748-739-9281`
Alternative APN	`TO0947407`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,200 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,200 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1991
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	13,615 sqft (0.312 acres)
Lot Depth	118 ft Depth

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	TO0947407
Street Address	809 DERBY DR
City	HENRICO
State	VA
Zip	23229-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	0100030000E 0001; WESTRIVER HILLS BL E LT 1 80 B2 15
Legal Subdivision	WESTRIVER HILLS
Legal Lot Number	1,80
Jurisdiction	HENRICO VA
Township / Civil Division	TUCKAHOE
Census Block Group	3
Census Block	3013
Census Tract	200134

Owner

Source: Henrico County assessment roll, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	809 DERBY DR, HENRICO, VA 23229-6315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORPORATION
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Jan 5, 2001 · Amount on Record
Deed Document Number	201920135
Deed Book / Page	5869 / 2395
Last Transfer Date	Jul 11, 2024
Transfer Doc	0065791452
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	809 DERBY DR, HENRICO, VA 23229-6315
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006130528
Date	Jan 21, 2021
Book Page	6130/528
Instrument	202100003099

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Jul 11, 2019
Property Address	809 DERBY DR, HENRICO, VA 23229-6315
Document Number	58692395
Book / Page	5869 / 2395
Instrument Date	Jul 8, 2019
Instrument	201900020135
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	POWHATAN REAL ESTATE STLMNTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 DERBY DR, HENRICO, VA 23229-6315

Mortgage

Document Number	201900020136
Date	Jul 11, 2019
Instrument	201900020136

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,619.00	$434,700 (+11.72%) Land $115,000 Building $319,700	$434,700 (+11.72%) Land $115,000 Building $319,700
2025	$3,619.00 (+15.59%)	$389,100 (+5.62%) Land $105,000 Building $284,100	$389,100 (+5.62%) Land $105,000 Building $284,100
2023	$3,131.00	$368,400 Land $100,000 Building $268,400	$368,400 Land $100,000 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

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