805 Derby Dr, Henrico, VA 23229 Property Records

Henrico County property record for 805 Derby Dr, Henrico, VA 23229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,373 sqft · built 1965
Lot Size	0.273 acres (11,916 sqft)
Owner	Individual Name on Record
Last Sale	$458,000 (Sep 2023)
Tax Bill	$3,819 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`748-739-8766`

Property Details

APN / Parcel Number

Primary APN	`748-739-8766`
Alternative APN	`RE0901303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,373 sqft Living Area
Gross Area	2,347 sqft
1st Floor Area	1,350 sqft
Basement Area	598 sqft
Finished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1991
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	11,916 sqft (0.273 acres)
Lot Dimensions	178 ft deep x 80 ft wide

Exterior Amenities

Deck Area	376 sqft
Patio Area	376 sqft
Balcony Area	23 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	RE0901303
Street Address	805 DERBY DR
City	HENRICO
State	VA
Zip	23229-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	0100030000E 0014; WESTRIVER HILLS BL E LT 14 80 B2 15
Legal Subdivision	WESTRIVER HILLS
Legal Lot Number	14,80
Jurisdiction	HENRICO VA
Township / Civil Division	TUCKAHOE
Census Block Group	3
Census Block	3013
Census Tract	200134

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 DERBY DR, HENRICO, VA 23229-6315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 3, 2021	Transfer on Death Deed, Transfer
Sep 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA CREDIT UNION INC
May 24, 2017	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	202321810
Deed Book / Page	6503 / 593
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	6294741
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	805 DERBY DR, HENRICO, VA 23229-6315
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 DERBY DR, HENRICO, VA 23229-6315

Mortgage

Document Number	0006712873
Date	Oct 16, 2025
Book Page	6712/873
Instrument	202500027798

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Sep 15, 2023
Property Address	805 DERBY DR, HENRICO, VA 23229-6315
Document Number	0006503593
Book / Page	6503 / 593
Instrument Date	Sep 7, 2023
Instrument	202300021810
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 DERBY DR, HENRICO, VA 23229-6315

Mortgage

Document Number	202300021811
Date	Sep 15, 2023
Instrument	202300021811

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENRICO VA
Recording Date	Nov 3, 2021
Property Address	805 DERBY DR, HENRICO, VA 23229-6315
Document Number	6294741
Book / Page	6294 / 741
Instrument Date	Oct 28, 2021
Instrument	202100055069
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 DERBY DR, HENRICO, VA 23229-6315

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	805 DERBY DR, HENRICO, VA 23229-6315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60581756
Date	Sep 21, 2020
Book Page	6058/1756
Instrument	202000038316

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENRICO VA
Recording Date	May 24, 2017
Property Address	805 DERBY DR, HENRICO, VA 23229-6315
Document Number	56182317
Book / Page	005618 / 002317
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 DERBY DR HENRICO VA 232296315, HENRICO, VA 23229-6315

Mortgage

Document Number	56182321
Date	May 24, 2017
Book Page	005618/002321

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,819.00	$459,200 (+11.92%) Land $115,000 Building $344,200	$459,200 (+11.92%) Land $115,000 Building $344,200
2025	$3,819.00 (+20.55%)	$410,300 (+10.06%) Land $105,000 Building $305,300	$410,300 (+10.06%) Land $105,000 Building $305,300
2023	$3,168.00 (+14.91%)	$372,800 Land $100,000 Building $272,800	$372,800 Land $100,000 Building $272,800
2022	$2,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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