809 Commons Dr N, Jacksonville, NC 28546 Property Records

Onslow County property record for 809 Commons Dr N, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,292 sqft · built 2001
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on File
Last Sale	$253,500 (Dec 2022)
Tax Bill	$3,216 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`345J-135`

Property Details

APN / Parcel Number

Primary APN	`345J-135`
Alternative APNs	`0491011000` `111180000` `491011000` `057934`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,598 sqft (0.404 acres)
Lot Dimensions	176 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	491011000
Street Address	809 COMMONS DR N
City	JACKSONVILLE
State	NC
Zip	28546-8179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L23 S1B NORTHSIDE COMMONS 1853/74 2450/874
Legal Subdivision	NORTHSIDE AT THE COMMONS SEC IB
Legal Lot Number	23
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	3
Census Block	3002
Census Tract	1304

Owner

809 Commons Dr N is owned and occupied by an individual who bought it in December 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	809 COMMONS DR N, JACKSONVILLE, NC 28546-8179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Dec 5, 2022	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Deed Book / Page	5881 / 935
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	0026300229
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	809 COMMONS DR N, JACKSONVILLE, NC 28546-8179
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COMMONS DR N, JACKSONVILLE, NC 28546-8179

Mortgage

Document Number	0064450147
Date	Sep 30, 2025
Book Page	6445/147

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 5, 2022
Property Address	809 COMMONS DR N, JACKSONVILLE, NC 28546-8179
Document Number	0058810935
Book / Page	5881 / 935
Map Reference	MB 36 PG 2
Instrument Date	Nov 21, 2022
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 CHASTAIN DR, JACKSONVILLE, NC 28546-8173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 COMMONS DR N, JACKSONVILLE, NC 28546-8179

Mortgage

Document Number	0005881940
Date	Dec 5, 2022
Instrument	5881-940

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 809 Commons Dr N was $3,216, up 2.4% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,216.00 (+2.39%)	$336,300 (+34.33%) Land $58,500 Building $277,800	$336,300 (+34.33%) Land $58,500 Building $277,800
2025	$3,141.00	$250,346 Land $38,000 Building $212,346	$250,346 Land $38,000 Building $212,346
2023	$3,141.00	$250,346 Land $38,000 Building $212,346	$250,346 Land $38,000 Building $212,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 809 Commons Dr N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 809 Commons Dr N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

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