804 Commons Dr N, Jacksonville, NC 28546 Property Records

Onslow County property record for 804 Commons Dr N, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,274 sqft · built 1999
Lot Size	0.382 acres (16,627 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2008)
Tax Bill	$3,187 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`345J-157`

Property Details

APN / Parcel Number

Primary APN	`345J-157`
Alternative APNs	`423392000` `057956`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,627 sqft (0.382 acres)
Lot Dimensions	175 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	423392000
Street Address	804 COMMONS DR N
City	JACKSONVILLE
State	NC
Zip	28546-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L45 S1B NORTHSIDE COMMONS
Legal Subdivision	NORTHSIDE AT THE COMMONS SEC IB
Legal Lot Number	45
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	3
Census Block	3006
Census Tract	1304

Owner

804 Commons Dr N is owned and occupied by two individuals who acquired it in October 2009.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 COMMONS DR N, JACKSONVILLE, NC 28546-8146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2008 · Amount on File
Deed Sale	Jun 17, 2008 · Amount on File
Deed Book / Page	3083 / 565
Last Transfer Date	Oct 8, 2009
Transfer Doc	0033370619
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	804 COMMONS DR N, JACKSONVILLE, NC 28546-8146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053370750
Date	Dec 15, 2020
Book Page	5337/750

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 804 Commons Dr N was $3,187, up 2.4% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,187.00 (+2.38%)	$330,598 (+33.26%) Land $58,500 Building $272,098	$330,598 (+33.26%) Land $58,500 Building $272,098
2025	$3,113.00	$248,084 Land $38,000 Building $210,084	$248,084 Land $38,000 Building $210,084
2023	$3,113.00	$248,084 Land $38,000 Building $210,084	$248,084 Land $38,000 Building $210,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Commons Dr N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Commons Dr N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

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