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809 Cheshire Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 809 Cheshire Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,828 sqft · built 2015
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Mar 2026)
Tax Bill$6,466 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jul 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN08-17-101-083-000

Property Details

APN / Parcel Number

Primary APN08-17-101-083-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area1,828 sqft Living Area
1st Floor Area1,828 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area19,166 sqft (0.44 acres)
Garage Area440 sqft
PorchPorch
Porch Area304 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address809 CHESHIRE DR
CityWATERLOO
StateIL
Zip62298-3362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 83 COUNTRY CLUB HILLS PHASE 1
Legal Range09W
Legal Township02S
Legal Section17
Legal SubdivisionCOUNTRY CLUB HILLS
Legal Lot Number83
JurisdictionMONROE IL
Township / Civil Division26
Census Block Group4
Census Block4024
Census Tract600401

Owner

Source: Monroe County records · APN 08-17-101-083-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address239 N MAIN ST, WATERLOO, IL 62298-1245
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Jul 17, 2020Warranty Deed, Construction Loan · Construction Mortgage
TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2026 · Amount on Record
Deed SaleMar 06, 2026 · Amount on Record
Prior SaleJul 17, 2020 · Amount on Record
Deed Document Number2026441517
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMar 06, 2026
Property Address809 CHESHIRE DR, WATERLOO, IL 62298-3362
Document Number0000441517
Instrument DateMar 03, 2026
Instrument441517
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 PRAIRIE PL, WATERLOO, IL 62298

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address809 CHESHIRE DR, WATERLOO, IL 62298-3362
InvestorPossibly a Property Investor

Mortgage

Document Number0000441518
DateMar 06, 2026
Instrument441518
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%

July 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJul 17, 2020
Property Address809 CHESHIRE DR, WATERLOO, IL 62298-3362
Document Number0000409518
Instrument DateJul 17, 2020
Instrument409518
Transaction TypeConstruction Loan
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 CHESHIRE DR, WATERLOO, IL 62298-3362

Mortgage

Document Number0000409519
DateJul 17, 2020
Instrument409519
Lender
NameTOWN & COUNTRY BANC MTG SVCS
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$122,520 (+6.32%) Land $17,890 Building $104,630$367,560 (+6.32%) Land $53,670 Building $313,890
2024$6,466.00$115,242 (+18.92%) Land $17,278 Building $97,964$345,726 (+18.92%) Land $51,834 Building $293,892
2022Additional exemption filed$96,910 Land $16,100 Building $80,810$290,730 Land $48,300 Building $242,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
HTC HoldingFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Wisper ISP, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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