800 Cheshire Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 800 Cheshire Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 1,200 sqft · built 2016
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2021)
Tax Bill	$7,387 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-101-080-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-101-080-000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	15,682 sqft (0.36 acres)
Garage Area	698 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	144 sqft

Location & Zoning

Street Address	800 CHESHIRE DR
City	WATERLOO
State	IL
Zip	62298-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 80 COUNTRY CLUB HILLS PHASE 1
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	COUNTRY CLUB HILLS
Legal Lot Number	80
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4025
Census Tract	600401

Owner

800 Cheshire Dr is owned and occupied by an individual who acquired it in December 2025.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	800 CHESHIRE DR, WATERLOO, IL 62298-3358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CEFCU
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
May 8, 2019	Quit Claim Deed, Transfer ACCENT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Deed Document Number	2021420559
Last Transfer Date	Dec 19, 2025
Transfer Doc	0000440696
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Dec 30, 2025
Property Address	800 CHESHIRE DR, WATERLOO, IL 62298-3358
Document Number	0000440696
Instrument Date	Dec 19, 2025
Instrument	440696
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 CHESHIRE DR, WATERLOO, IL 62298-3358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 CHESHIRE DR, WATERLOO, IL 62298-3358

Mortgage

Document Number	0000440697
Date	Dec 30, 2025
Instrument	440697

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 26, 2021
Property Address	800 CHESHIRE DR, WATERLOO, IL 62298-3358
Document Number	0000420559
Instrument Date	Oct 13, 2021
Instrument	420559
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 CHESHIRE DR, WATERLOO, IL 62298-3358

Mortgage

Document Number	0000420560
Date	Oct 26, 2021
Instrument	420560

Lender

Name	ENDEAVOR CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.12%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	May 8, 2019
Property Address	800 CHESHIRE DR, WATERLOO, IL 62298-3358
Document Number	0000401293
Instrument Date	Apr 15, 2019
Instrument	401293
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	800 CHESHIRE DR WATERLOO IL 622983358, WATERLOO, IL 62298-3358

Tax Assessment & Valuation

The 2025 property tax bill for 800 Cheshire Dr was $7,387, up 2.6% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,387.00 (+2.58%) Homeowner's exemption	$126,820 (-0.66%) Land $17,350 Building $109,470	$380,460 (-0.66%) Land $52,050 Building $328,410
2024	$7,201.00 Additional exemption filed	$127,661 Land $16,834 Building $110,827	$382,983 Land $50,502 Building $332,481
2022	Additional exemption filed	$94,100 Land $15,730 Building $78,370	$282,300 Land $47,190 Building $235,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 800 Cheshire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 800 Cheshire Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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