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809 Cates St, #15, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 809 Cates St, #15, Charlotte, NC 28202

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 782 sqft · built 1982
Lot Size0.439 acres (19,163 sqft)
OwnerCompany Name on File
Tax Bill$2,126 (2023)
Deeds & MortgagesDec 2017 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN078-141-41

Property Details

APN / Parcel Number

Primary APN078-141-41

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area782 sqft Heated Area
Gross Area1,340 sqft
1st Floor Area782 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area19,163 sqft (0.439 acres)
Garage Area374 sqft
PorchPorch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number078-141-41
Street Address809 CATES ST # 15, 15
CityCHARLOTTE
StateNC
Zip28202-1200
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR2
Legal DescriptionUNIT 15 U/F 155
Legal SubdivisionCEDAR OAKS CONDOS
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1004
Census Tract502

Owner

809 Cates St, #15 is owned by a company that acquired it in June 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address200 S COLLEGE ST STE 200, 200, CHARLOTTE, NC 28202-0143
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2017Deed of Trust, Mortgage · Commercial Mortgage
PARAGON COMMERCIAL BANK
Jun 5, 2020Special Warranty Deed, Transfer · Commercial Mortgage
REGIONS BANK
May 31, 2018Loan Modification, Mortgage
PARAGON BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2020
Deed SaleJun 5, 2020
Prior SaleFeb 20, 2015 · Amount on File
Deed Document Number0003465722
Deed Book / Page34657 / 22
Record UpdatedJun 7, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address809 CATES ST # 15, 15, CHARLOTTE, NC 28202-1200
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164675
DateDec 8, 2017
Book Page32326/543
Instrument2017164675
Lender
NamePARAGON COMMERCIAL BANK
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 5, 2020
Property Address809 CATES ST # 15, 15, CHARLOTTE, NC 28202-1200
Document Number0000082039
Book / Page34657 / 22
Map ReferenceMB 4534 PG 147
Instrument DateJun 5, 2020
Instrument2020082039
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 471472, CHARLOTTE, NC 28247-1472

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 S COLLEGE ST STE 200, 200, CHARLOTTE, NC 28202-0143
InvestorPossibly a Property Investor

Mortgage

Document Number0000082040
DateJun 5, 2020
Instrument2020082040
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term24 Months
DueJun 5, 2022

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address809 CATES ST # 15, 15, CHARLOTTE, NC 28202-1200
Document Number0000067399
Instrument DateMay 31, 2018
Transaction TypeMortgage
Record UpdatedJul 2, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1023 W MOREHEAD ST #301 CHARLOTTE NC 282085341, 301, CHARLOTTE, NC 28208-5341

Mortgage

Document Number0000067399
DateJun 1, 2018
Book Page032722/000398
Instrument67399
Lender
NamePARAGON BK
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 809 Cates St, #15 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 Cates St, #15 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Google Fiber.

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