809 Cates St, #14, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 809 Cates St, #14, Charlotte, NC 28202

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 782 sqft · built 1982
Lot Size0.439 acres (19,163 sqft)
OwnerCompany Name on File
Tax Bill$1,860 (2023)
Deeds & MortgagesJun 2020 Mortgage
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN078-141-40

Property Details

APN / Parcel Number

Primary APN078-141-40

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area782 sqft Heated Area
Gross Area1,340 sqft
1st Floor Area782 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area19,163 sqft (0.439 acres)
Garage Area374 sqft
PorchPorch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number078-141-40
Street Address809 CATES ST # 14, 14
CityCHARLOTTE
StateNC
Zip28202-1200
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR2
Legal DescriptionUNIT 14 U/F 155
Legal SubdivisionCEDAR OAKS CONDO
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1004
Census Tract502

Owner

809 Cates St, #14 is owned by a company that acquired it in June 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordCompany Name on File
Mailing Address200 S COLLEGE ST STE 200, 200, CHARLOTTE, NC 28202-0143
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2020Special Warranty Deed, Transfer · Commercial Mortgage
REGIONS BANK
Feb 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2020
Deed SaleJun 5, 2020
Prior SaleFeb 22, 2019 · Amount on File
Deed Document Number0003465722
Deed Book / Page34657 / 22
Record UpdatedJun 7, 2026

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 5, 2020
Property Address809 CATES ST # 14, 14, CHARLOTTE, NC 28202-1200
Document Number0000082039
Book / Page34657 / 22
Map ReferenceMB 4534 PG 147
Instrument DateJun 5, 2020
Instrument2020082039
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 471472, CHARLOTTE, NC 28247-1472

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 S COLLEGE ST STE 200, 200, CHARLOTTE, NC 28202-0143
InvestorPossibly a Property Investor

Mortgage

Document Number0000082040
DateJun 5, 2020
Instrument2020082040
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term24 Months
DueJun 5, 2022

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 22, 2019
Property Address809 CATES ST # 14, 14, CHARLOTTE, NC 28202-1200
Document Number0000020094
Book / Page033303 / 000557
Instrument DateFeb 19, 2019
Instrument20094
Transaction TypeTransfer
Record UpdatedMar 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPBOX 471472 CHARLOTTE NC 28247, CHARLOTTE, NC 28247

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 809 Cates St, #14 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 809 Cates St, #14 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Google Fiber.

Nearby Properties on Cates St

Nearby Streets

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