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809 Bermuda Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 809 Bermuda Ct, Annapolis, MD 21401 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,935 sqft · built 1986
Lot Size0.328 acres (14,307 sqft)
OwnerIndividual Name on File
Last Sale$595,000 (Jun 2022)
Tax Bill$4,976 (2023)
Deeds & MortgagesAug 2023 Line of Credit
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-892-90027669

Property Details

APN / Parcel Number

Primary APN02-892-90027669
Alternative APNs
  • 289290027669
  • 89290027669

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,935 sqft Total Area
1st Floor Area1,936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,307 sqft (0.328 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area312 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number89290027669
Old Parcel Number289290027669
Street Address809 BERMUDA CT
CityANNAPOLIS
StateMD
Zip21401-6871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 17 SC 441 PL 2 809 BERMUDA CT HERITAGE HARBOUR
Legal SubdivisionVILLAGE MIDDLE COVE HERITAGE H
Legal Lot Number17
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1007
Census Tract751600

Owner

Source: Anne Arundel County records · APN 02-892-90027669

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address809 BERMUDA CT, ANNAPOLIS, MD 21401-6871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 21, 2022Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleDec 19, 2005 · Amount on Record
Deed Document Number0038855318
Deed Book / Page38855 / 318
Record UpdatedJun 07, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address809 BERMUDA CT, ANNAPOLIS, MD 21401-6871
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 BERMUDA CT, ANNAPOLIS, MD 21401-6871
InvestorPossibly a Property Investor

Mortgage

Document Number0398970235
DateAug 31, 2023
Book Page39897/235
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 16, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 21, 2022
Property Address809 BERMUDA CT, ANNAPOLIS, MD 21401-6871
Document Number0388550318
Book / Page38855 / 318
Map ReferenceMB 97 FO 43&44
Instrument DateMay 24, 2022
Transaction TypeTransfer
Record UpdatedJul 07, 2022
Title CompanyADMIRAL TITLE LLC, ADMIRAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address809 BERMUDA CT, ANNAPOLIS, MD 21401-6871

Mortgage

Document Number0038855325
DateJun 21, 2022
Instrument38855/325
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,976.00 Homeowner's exemption$455,700 Land $230,900 Building $224,800$455,700 Land $230,900 Building $224,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037516001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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