803 Bermuda Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 803 Bermuda Ct, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,012 sqft · built 1987
Lot Size	0.405 acres (17,656 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (Jan 2017)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-892-90048443`

Property Details

APN / Parcel Number

Primary APN	`02-892-90048443`
Alternative APNs	`289290048443` `89290048443`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,637 sqft
1st Floor Area	2,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,656 sqft (0.405 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	337 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290048443
Street Address	803 BERMUDA CT
City	ANNAPOLIS
State	MD
Zip	21401-6871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 20R SC 441 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	20R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1007
Census Tract	751600

Owner

803 Bermuda Ct is owned and occupied by two individuals who bought it in January 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	803 BERMUDA CT, ANNAPOLIS, MD 21401-6871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA
Jan 13, 2017	Grant Deed, Transfer EAGLE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on File
Deed Sale	Jan 13, 2017 · Amount on File
Prior Sale	Nov 8, 2010 · Amount on File
Deed Document Number	201730534-155
Deed Book / Page	30534 / 155
Transfer Doc	0000008908
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	803 BERMUDA CT, ANNAPOLIS, MD 21401-6871
Document Number	0314080261
Book / Page	031408 / 000261
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	EAGLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 BERMUDA CT ANNAPOLIS MD 214016871, ANNAPOLIS, MD 21401-6871

Mortgage

Document Number	0314080261
Date	Oct 2, 2017
Book Page	031408/000261

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 13, 2017
Property Address	803 BERMUDA CT, ANNAPOLIS, MD 21401-6871
Document Number	0305340155
Book / Page	030534 / 000155
Instrument Date	Dec 29, 2016
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Tax	$501.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	803 BERMUDA CT ANNAPOLIS MD 214016871, ANNAPOLIS, MD 21401-6871

Tax Assessment & Valuation

The 2025 property tax bill for 803 Bermuda Ct was $6,089 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,300 Land $260,900 Building $350,400	$611,300 Land $260,900 Building $350,400
2025	$6,089.00
2023	$5,298.00 Homeowner's exemption	$492,000 Land $240,900 Building $251,100	$492,000 Land $240,900 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 803 Bermuda Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 803 Bermuda Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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