1. Home
  2. New York
  3. Schenectady
  4. Bedford Rd

809 Bedford Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 809 Bedford Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,543 sqft · built 1913
Lot Size0.124 acres (5,440 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Jun 2022)
Tax Bill$6,560 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.28-2-17

Property Details

APN / Parcel Number

Primary APN421500 49.28-2-17
Alternative APN
  • 150004902800020170000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,543 sqft Living Area
1st Floor Area797 sqft
2nd Floor Area746 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,440 sqft (0.124 acres)
Lot Dimensions136 ft deep x 40 ft wide
Garage TypeDetached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area152 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address809 BEDFORD RD
CitySCHENECTADY
StateNY
Zip12308-3407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number17.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2006
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address809 BEDFORD RD, SCHENECTADY, NY 12308-3407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 27, 2020Quit Claim Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2022 · Amount on Record
Deed SaleJun 1, 2022 · Amount on Record
Prior SaleApr 21, 2005 · Amount on Record
Deed Document Number202229101
Deed Book / Page2085 / 816
Prior Transfer DateJan 15, 2020
Prior Transfer Doc0000008286
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 1, 2022
Property Address809 BEDFORD RD, SCHENECTADY, NY 12308-3407
Document Number0000029101
Book / Page2085 / 816
Instrument DateMay 5, 2022
Instrument202229101
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address809 BEDFORD RD, 809, SCHENECTADY, NY 12308-3407

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 G ST, VALLEY STREAM, NY 11580-1423

Mortgage

Document Number0000029102
DateJun 1, 2022
Instrument202229102
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 27, 2020
Property Address809 BEDFORD RD, SCHENECTADY, NY 12308-3407
Document Number0000008286
Book / Page002031 / 000446
Instrument DateJan 15, 2020
Instrument8286
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 BEDFORD RD SCHENECTADY NY 123083407, SCHENECTADY, NY 12308-3407

Mortgage

Document Number8287
DateFeb 27, 2020
Book Page004975/000285
Instrument8287
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,560.00 (+1.91%)
2025$6,437.00 (+22.07%)$130,500 (-) Land $16,300 Building $114,200$216,095 (+30.82%) Land $26,991 Building $189,104
2023$130,500 (+20.39%) Land $16,300 Building $114,200$165,190 (+24.96%) Land $20,633 Building $144,557
2022$108,400 Land $16,300 Building $92,100$132,195 Land $19,878 Building $112,317
2021$5,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Bedford Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures