802 Bedford Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 802 Bedford Rd, Schenectady, NY 12308

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 1,720 sqft · built 1910
Lot Size0.215 acres (9,400 sqft)
OwnerIndividual Name on File
Tax Bill$3,989 (2026)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.28-2-35

Property Details

APN / Parcel Number

Primary APN421500 49.28-2-35
Alternative APN
  • 150004902800020350000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,720 sqft Total Area
1st Floor Area948 sqft
2nd Floor Area772 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area9,400 sqft (0.215 acres)
Lot Dimensions235 ft deep x 40 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area20 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address802 BEDFORD RD
CitySCHENECTADY
StateNY
Zip12308-3410
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GAR
Legal Block2
Legal Lot Number35.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2011
Census Tract20600

Owner

802 Bedford Rd, a duplex, is owned and occupied by an individual.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address802 BEDFORD RD, SCHENECTADY, NY 12308-3410
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address802 BEDFORD RD, SCHENECTADY, NY 12308-3431
Document Number0000029393
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedJul 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 BEDFORD RD SCHENECTADY NY 123083410, SCHENECTADY, NY 12308-3410

Mortgage

Document Number0000029393
DateJul 5, 2018
Book Page004848/000018
Instrument29393
Lender
NameNEW YORK ST AFFORDABLE HSNG
AddressNEW YORK, NY 10022
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 802 Bedford Rd was $3,989 with exemptions applied, up 15.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,989.00 (+15.86%) Homeowner's exemption Disabled Person's exemption
2025$3,443.00$104,100 Land $15,600 Building $88,500$172,380 Land $25,832 Building $146,548
2023$104,100 (-) Land $15,600 Building $88,500$131,772 (+3.8%) Land $19,747 Building $112,025
2022$104,100 Land $15,600 Building $88,500$126,951 Land $19,024 Building $107,927
2021$2,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 802 Bedford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 Bedford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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