Whatcom County property record for 809 Beard Rd, Lynden, WA 98264
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,764 sqft · built 1986 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $305,280 (Mar 2013) |
| Tax Bill | $6,645 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 502216 |
| Primary APN | 502216 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 709 sqft |
| 2nd Floor Area | 1,055 sqft |
| Upper Floors Area | 480 sqft |
| Attic Area | 480 sqft |
| Game Room | Game Room |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 1,359 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 600 sqft |
| Deck Area | 281 sqft |
| Storage Building | 400 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 502216 |
|---|---|
| Street Address | 809 BEARD RD |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEAP OF INTERS OF S LI OF BEARD RD-W LI OF NE SE-TH S ALG SD W LI 484 FT-TH E ALG A LI PAR WI SD S LI OF BEARD RD 180 FT-TH N |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 08 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10701 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 809 BEARD RD, LYNDEN, WA 98264-9604 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| May 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Apr 17, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2013 · Amount on Record |
| Deed Sale | Mar 13, 2013 · Amount on Record |
| Prior Sale | Mar 14, 2008 · Amount on Record |
| Deed Document Number | 2130301701 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 809 BEARD RD, LYNDEN, WA 98264-9604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000401028 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 2022-0401028 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 809 BEARD RD, LYNDEN, WA 98264-9604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000502249 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-0502249 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 809 BEARD RD, LYNDEN, WA 98264-9604 |
| Document Number | 2190501684 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 BEARD RD LYNDEN WA 982649604, LYNDEN, WA 98264-9604 |
| Document Number | 2190501684 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 501684 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SPOKANE, WA 99201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 14, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 809 BEARD RD, LYNDEN, WA 98264-9604 |
| Document Number | 2180501394 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Name | Verified Name |
|---|---|
| Address | 809 BEARD RD LYNDEN WA 982649604, LYNDEN, WA 98264-9604 |
| Document Number | 2180501394 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 501394 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,645.00 (+33.09%) | $758,183 (+17.24%) Land $337,318 Building $420,865 | $758,183 (+17.24%) Land $337,318 Building $420,865 |
| 2022 | $646,684 Land $243,781 Building $402,903 | $646,684 Land $243,781 Building $402,903 | |
| 2021 | $4,993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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