Whatcom County property record for 745 Beard Rd, Lynden, WA 98264
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,200 sqft · built 1945 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $478,000 (Oct 2019) |
| Tax Bill | $6,657 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 565357 |
| Primary APN | 565357 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,198 sqft |
| Basement Area | 1,532 sqft |
| Unfinished Basement | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 150 sqft |
| Deck Area | 398 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 565357 |
|---|---|
| Street Address | 745 BEARD RD |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | TR IN NW SE DAF-BEG 588 FT W OF NE COR OF NW SE-TH W 370 FT-TH S 240 FT-TH E 370 FT-TH N 240 FT TO BEG-LESS RD-EXC ALL OIL-GA |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 08 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10701 |
745 Beard Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 745 BEARD RD, LYNDEN, WA 98264-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Oct 4, 2019 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2019 · Amount on File |
| Deed Sale | Oct 4, 2019 · Amount on File |
| Prior Sale | Aug 5, 2013 |
| Deed Document Number | 2019-1000633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 745 BEARD RD, LYNDEN, WA 98264-9012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000902213 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-0902213 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 745 BEARD RD, LYNDEN, WA 98264-9012 |
| Document Number | 2191202821 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 745 BEARD RD LYNDEN WA 982649012, LYNDEN, WA 98264-9012 |
| Document Number | 2191202821 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 1202821 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 4, 2019 |
| Property Address | 745 BEARD RD, LYNDEN, WA 98264-9012 |
| Document Number | 2191000633 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 1000633 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $8,513.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 745 BEARD RD LYNDEN WA 982649012, LYNDEN, WA 98264-9012 |
The 2025 property tax bill for 745 Beard Rd was $6,657.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,657.00 | $759,632 Land $335,242 Building $424,390 | $759,632 Land $335,242 Building $424,390 |
| 2022 | $581,800 Land $228,747 Building $353,053 | $581,800 Land $228,747 Building $353,053 | |
| 2021 | $4,484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 745 Beard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 745 Beard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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