809 Bear Cabin Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 809 Bear Cabin Dr, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,558 sqft · built 1989
Lot Size	0.309 acres (13,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jul 2009)
Tax Bill	$5,143 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-233367`

Property Details

APN / Parcel Number

Primary APN	`03-233367`
Alternative APNs	`3233367` `233367`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,558 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,452 sqft (0.309 acres)
Garage Type	Built-in
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	233367
Street Address	809 BEAR CABIN DR
City	FOREST HILL
State	MD
Zip	21050-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 68 .309 AC 809 BEAR CABIN DRIVE FOREST LAKE S6 P 60/4
Legal Subdivision	FOREST LAKES
Legal Lot Number	68
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1014
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	809 BEAR CABIN DR, FOREST HILL, MD 21050-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HAR CO CU
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage MADISON BANK OF MARYLAND
Nov 17, 2017	Loan Modification, Mortgage · Conventional Mortgage MADISON BK / MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2009 · Amount on Record
Deed Sale	Jul 23, 2009 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	20091564
Deed Book / Page	8218 / 246
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	809 BEAR CABIN DR, FOREST HILL, MD 21050-2732
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 BEAR CABIN DR, FOREST HILL, MD 21050-2732

Mortgage

Document Number	0152310138
Date	Dec 7, 2021
Book Page	15231/138

Lender

Name	HAR CO CU
Type	Credit Union
Address	BEL AIR, MD 21014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	809 BEAR CABIN DR, FOREST HILL, MD 21050-2732
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126100288
Date	Nov 22, 2017
Book Page	12610/0288
Instrument	12610-0288

Lender

Name	MADISON BANK OF MARYLAND
Type	Bank
Address	FOREST HILL, MD 21050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	809 BEAR CABIN DR, FOREST HILL, MD 21050-2732
Document Number	0126100312
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	COMMUNITY SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 BEAR CABIN DR FOREST HILL MD 210502732, FOREST HILL, MD 21050-2732

Mortgage

Document Number	0126100312
Date	Nov 22, 2017
Book Page	012610/000312

Lender

Name	MADISON BK / MD
Type	Bank
Address	FOREST HILL, MD 21050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2032

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,143.00 (+7.53%) Homeowner's exemption	$471,900 (+11.83%)	$503,900 (+10.53%) Land $116,700 Building $387,200
2025	$4,783.00 (+8.36%) Homeowner's exemption
2023		$421,967	$455,900 Land $116,700 Building $339,200
2022	$4,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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