804 Bear Cabin Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 804 Bear Cabin Dr, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,278 sqft · built 1990
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$424,000 (Nov 2018)
Tax Bill	$5,134 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-233472`

Property Details

APN / Parcel Number

Primary APN	`03-233472`
Alternative APNs	`3233472` `233472`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,278 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	278 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	233472
Street Address	804 BEAR CABIN DR
City	FOREST HILL
State	MD
Zip	21050-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 116 .230 AC 804 BEAR CABIN DRIVE FOREST LAKE S6 P 60/4
Legal Subdivision	FOREST LAKE
Legal Lot Number	116
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1010
Census Tract	303204

Owner

804 Bear Cabin Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 BEAR CABIN DR, FOREST HILL, MD 21050-2700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Land Contract PENTAGON FCU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Nov 7, 2018	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Jun 26, 2014 · Amount on File
Deed Book / Page	13048 / 299
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	804 BEAR CABIN DR, FOREST HILL, MD 21050-2700
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BROADVIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149930195
Date	Aug 30, 2021
Book Page	14993/195

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Land Contract
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	804 BEAR CABIN DR, FOREST HILL, MD 21050-2700
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137990408
Date	Apr 17, 2020
Book Page	13799/408

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 7, 2018
Property Address	804 BEAR CABIN DR, FOREST HILL, MD 21050-2700
Document Number	0130480299
Book / Page	13048 / 0299
Map Reference	MB60 PG04
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	804 BEAR CABIN DR, FOREST HILL, MD 21050-2700

Mortgage

Document Number	0013048304
Date	Nov 7, 2018
Instrument	13048/304

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 804 Bear Cabin Dr was $5,134 with a homeowner's exemption, up 7.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,134.00 (+7.61%) Homeowner's exemption	$471,067	$503,400 Land $116,100 Building $387,300
2025	$4,771.00 Homeowner's exemption
2023		$420,767	$454,900 Land $116,100 Building $338,800
2022	$4,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Bear Cabin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Bear Cabin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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