809 Arroyo Pl, Chula Vista, CA 91910 Property Records

San Diego County property record for 809 Arroyo Pl, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,294 sqft · built 1984
Lot Size	0.438 acres (19,074 sqft)
Owner	2 Company Names on File
Last Sale	$395,000 (Jul 2009)
Tax Bill	$6,281 (2025)
Deeds & Mortgages	Apr 2026 Transfer Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`640-212-01-00`

Property Details

APN / Parcel Number

Primary APN	`640-212-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,294 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	19,074 sqft (0.438 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	809 ARROYO PL
City	CHULA VISTA
State	CA
Zip	91910-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1HP
Legal Description	LOT 14 TR 010715
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	010715
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13409

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	809 ARROYO PL, CHULA VISTA, CA 91910-6520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Apr 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2009 · Amount on File
Deed Sale	Jul 14, 2009 · Amount on File
Prior Sale	Feb 24, 2000 · Amount on File
Deed Document Number	2009384120
Last Transfer Date	Apr 18, 2018
Transfer Doc	0000159488
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2026
Property Address	809 ARROYO PL, CHULA VISTA, CA 91910-6520
Document Number	0000103040
Instrument Date	Apr 7, 2026
Instrument	2026103040
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	809 ARROYO PL, CHULA VISTA, CA 91910-6520

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	809 ARROYO PL, CHULA VISTA, CA 91910-6520
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 ARROYO PL, CHULA VISTA, CA 91910-6520

Mortgage

Document Number	0000559715
Date	Aug 5, 2021
Instrument	2021-0559715

Lender

Name	FIRST BANK
Type	Bank
Address	SAN DIEGO, CA 92154

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	809 ARROYO PL, CHULA VISTA, CA 91910-6520
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 ARROYO PL, CHULA VISTA, CA 91910-6520

Mortgage

Document Number	0000287759
Date	Apr 14, 2021
Instrument	2021-0287759

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2018
Property Address	809 ARROYO PL, CHULA VISTA, CA 91910-6520
Document Number	0000159488
Instrument Date	Apr 18, 2018
Instrument	159488
Transaction Type	Transfer
Record Updated	Apr 27, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	809 ARROYO PL CHULA VISTA CA 919106520, CHULA VISTA, CA 91910-6520

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,056 (+2%) Land $161,890 Building $358,166
2025	$6,281.00 (+3.63%)	$509,860 (+4.04%) Land $158,716 Building $351,144
2024	$6,061.00 (+1.42%)
2023	$5,976.00 (+2.96%)	$490,062 Land $152,553 Building $337,509
2022	$5,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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