805 Arroyo Pl, Chula Vista, CA 91910 Property Records

San Diego County property record for 805 Arroyo Pl, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,296 sqft · built 1984
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Last Sale	$750,000 (Jan 2020)
Tax Bill	$9,967 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`640-212-03-00`

Property Details

APN / Parcel Number

Primary APN	`640-212-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,296 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	805 ARROYO PL
City	CHULA VISTA
State	CA
Zip	91910-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 16 TR 010715
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	010715
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13409

Owner

805 Arroyo Pl is owner-occupied and held in a trust since October 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	805 ARROYO PL, CHULA VISTA, CA 91910-6520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI L ALLEY LOANS INC L ALLEY LOANS INC
Jan 28, 2020	Grant Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 13, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Oct 31, 1984 · Amount on File
Deed Document Number	202044820
Last Transfer Date	Oct 17, 2024
Transfer Doc	0000297029
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	805 ARROYO PL, CHULA VISTA, CA 91910-6520
Document Number	0000670310
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 ARROYO PL CHULA VISTA CA 919106520, CHULA VISTA, CA 91910-6520

Mortgage

Document Number	0000670310
Date	Oct 29, 2020
Instrument	670310

Lender

Name	L ALLEY LOANS INC L ALLEY LOANS INC
Type	Bank
Address	HUNTINGTON BEACH, CA 92648

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2020
Property Address	805 ARROYO PL, CHULA VISTA, CA 91910-6520
Document Number	0000044820
Map Reference	MAP 10715
Instrument Date	Dec 26, 2019
Instrument	2020-0044820
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	805 ARROYO PL, CHULA VISTA, CA 91910-6520

Mortgage

Document Number	0000044821
Date	Jan 28, 2020
Instrument	2020-0044821

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	805 ARROYO PL, CHULA VISTA, CA 91910-6520
Document Number	0000489599
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	805 ARROYO PL CHULA VISTA CA 919106520, CHULA VISTA, CA 91910-6520

Mortgage

Document Number	0000489599
Date	Oct 20, 2017
Instrument	489599

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 805 Arroyo Pl was $9,967.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$836,635 (+2%) Land $501,981 Building $334,654
2025	$9,967.00	$820,232 Land $492,139 Building $328,093
2023	$9,485.00 (+2.96%)	$788,383 Land $473,030 Building $315,353
2022	$9,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 805 Arroyo Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Arroyo Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wyyerd Connect.

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