Tama County property record for 809 5th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,501 sqft · built 1956 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jun 2021) |
| Tax Bill | $3,532 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Jan 2005 Second Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.279.004 |
| Primary APN | 07.10.279.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,501 sqft Living Area |
| Attic | Attic |
| Attic Area | 353 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 116 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 809 5TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & E 1/2 LOT 3 BLK 1 CARLISLE'S |
| Legal Subdivision | CARLISLE'S |
| Legal Block | 1 |
| Legal Lot Number | 2-3 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 290200 |
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2017 | Deed of Trust, Mortgage · VA Mortgage INSPIRED FINANCIAL SERVICES LLC |
| Jan 31, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage H & R BLOCK MORTGAGE CORP |
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Nov 29, 2007 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL IOWA3 INC |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jan 15, 2016 | Special Warranty Deed, Transfer · Conventional Mortgage CHELSEA SAVINGS BANK |
| Aug 24, 2015 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Prior Sale | Jan 15, 2016 · Amount on Record |
| Deed Document Number | 20212079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000967/275 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 0967/275 |
| Instrument | 2017-0435 |
| Name | INSPIRED FINANCIAL SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CEDAR FALLS, IA 50613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | NATIONS TITLE AGENCY/KS INC, NATIONS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 000735/051 |
|---|---|
| Date | Jan 31, 2005 |
| Book Page | 0735/051 |
| Instrument | 2005-2897 |
| Name | H & R BLOCK MORTGAGE CORP |
|---|---|
| Address | BURLINGTON, MA 01803 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020210615 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-0615 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000814/290 |
|---|---|
| Date | Nov 29, 2007 |
| Book Page | 0814/290 |
| Instrument | 2007-4360 |
| Name | WELLS FARGO FINANCIAL IOWA3 INC |
|---|---|
| Address | DES MOINES, IA 50309 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Nov 24, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020212081 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-2081 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 5, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020210615 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-0615 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Apr 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jun 30, 2021 |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Document Number | 0020212079 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021-2079 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Document Number | 0020212080 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-2080 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 5, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Document Number | 0020212081 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-2081 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 5, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jan 15, 2016 |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Document Number | 000953/185 |
| Book / Page | 0953 / 185 |
| Instrument Date | Dec 30, 2015 |
| Instrument | 2016-0132 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Document Number | 000954/203 |
|---|---|
| Date | Jan 15, 2016 |
| Book Page | 0954/203 |
| Instrument | 2016-0133 |
| Name | CHELSEA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | BELLE PLAINE, IA 52208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Aug 24, 2015 |
| Property Address | 809 5TH ST, TRAER, IA 50675-1208 |
| Document Number | 000951/034 |
| Book / Page | 0951 / 034 |
| Instrument Date | Aug 11, 2015 |
| Instrument | 2015-2167 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD # 4TH, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,532.00 | $190,140 (+16.92%) Land $16,590 Building $173,550 | $190,140 (+16.92%) Land $16,590 Building $173,550 |
| 2023 | $162,630 Land $16,590 Building $146,040 | $162,630 Land $16,590 Building $146,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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