Tama County property record for 714 5th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,512 sqft · built 1880 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,500 (Jul 2025) |
| Tax Bill | $2,124 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.259.014 |
| Primary APN | 07.10.259.014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Basement Area | 225 sqft |
| Unfinished Basement | 225 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 714 5TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLK 22 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 22 |
| Legal Lot Number | 16 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 290200 |
714 5th St is owned and occupied by two individuals who bought it in July 2025.
Source: Tama County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 714 5TH ST, TRAER, IA 50675-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit MEMBERS FCU |
| Jul 14, 2025 | Legal Action/Court Order, Foreclosure TITLE SERVICES CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on File |
| Deed Sale | Jul 14, 2025 · Amount on File |
| Deed Document Number | 20251781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Apr 6, 2026 |
| Property Address | 714 5TH ST, TRAER, IA 50675-1207 |
| Document Number | 0000000762 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2026762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 714 5TH ST, TRAER, IA 50675-1207 |
| Document Number | 0000000762, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026762 |
| Name | MEMBERS FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 30, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 14, 2025 |
| Property Address | 714 5TH ST, TRAER, IA 50675-1207 |
| Document Number | 0020251781 |
| Instrument Date | Jul 8, 2025 |
| Instrument | 2025-1781 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount on Record |
|---|---|
| Tax | $156.80 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 714 5TH ST, TRAER, IA 50675-1207 |
The 2025 property tax bill for 714 5th St was $2,124.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,124.00 | $107,790 Land $11,040 Building $96,750 | $107,790 Land $11,040 Building $96,750 |
| 2023 | $91,270 Land $11,040 Building $80,230 | $91,270 Land $11,040 Building $80,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 714 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 714 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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