8081 Fire Opal Ln, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 8081 Fire Opal Ln, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	2 bd · 2 ba · 1,490 sqft · built 2016
Lot Size	0.103 acres (4,522 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Nov 2018)
Tax Bill	$6,082 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-08-04-000-2150`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-08-04-000-2150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,490 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	4,522 sqft (0.103 acres)
Porch	Open Porch
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	8081 FIRE OPAL LN
City	DELRAY BEACH
State	FL
Zip	33446-2237
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PUD
Legal Description	ATLANTIC COMMONS PL 5 LT 215
Legal Range	42
Legal Township	46
Legal Section	08
Legal Subdivision	ATLANTIC COMMONS PL 5
Legal Lot Number	215
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3007
Census Tract	5934

Owner

Source: Palm Beach County records · APN 00-42-46-08-04-000-2150

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8081 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2018 · Amount on Record
Deed Sale	Nov 08, 2018 · Amount on Record
Prior Sale	May 19, 2016 · Amount on Record
Deed Document Number	20180425885
Deed Book / Page	30239 / 0120
Record Updated	Jun 08, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 08, 2018
Property Address	8081 FIRE OPAL LN, DELRAY BEACH, FL 33446-2237
Document Number	0302390120
Book / Page	030239 / 000120
Instrument Date	Oct 31, 2018
Instrument	425885
Transaction Type	Transfer
Record Updated	Dec 04, 2018
Title Company	INDEPENDENCE TITLE, INDEPENDENCE TITLE INS AGCY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8081 FIRE OPAL LN DELRAY BEACH FL 334462237, DELRAY BEACH, FL 33446-2237

Mortgage

Document Number	302390122
Date	Nov 08, 2018
Book Page	030239/000122
Instrument	425886

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2048

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,082.00 (+5.7%) Homeowner's exemption	$385,947 (+5.99%)	$521,393 (-6.68%) Land $214,218 Building $307,175
2023	$5,754.00 (+0.89%) Homeowner's exemption	$364,146 (+3%)	$558,715 (+27.4%) Land $247,831 Building $310,884
2022	$5,703.00 Homeowner's exemption	$353,540	$438,566 Land $192,565 Building $246,001

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 239 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	239 in force
Nearby Flood Claims	6 (1999–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · river or lake flooding
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 160 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.