Emmet County property record for 8081 Channel Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,484 sqft · built 2022 |
| Lot Size | 0.454 acres (19,797 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $132,500 (Aug 1995) |
| Tax Bill | $9,839 (2024) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-17-21-300-027 |
| Primary APN | 14-17-21-300-027 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,484 sqft Living Area |
| 1st Floor Area | 2,484 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Lot Area | 19,797 sqft (0.454 acres) |
| Garage Area | 918 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8081 CHANNEL RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC SR |
| Legal Description | PT OF GOV?T LOT 6, COM AT S ? POST OF SECTION 21, TH W 1320 FT, TH N 432 FT, TH N59?E ALG C/L OF COUNTY RD 817.5 FT TO STAKE NO 15, TH N53?E 150 FT TO POB, TH NE?LY 50 FT M/L TO PT WHICH BEARS N52?E 200 FT FROM SD STAKE, TH N38?W 225 FT TO SHR OF CRO |
| Legal Range | 04W |
| Legal Township | 35N |
| Legal Section | 21 |
| Legal Lot Number | 6 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970500 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8081 CHANNEL RD, PETOSKEY, MI 49770-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1995 · Amount on Record |
| Deed Sale | Aug 1, 1995 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 8081 CHANNEL RD, PETOSKEY, MI 49770-9678 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8081 CHANNEL RD, PETOSKEY, MI 49770-9678 |
| Document Number | 0000001248/0000000380 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 0000001248/0000000380 |
| Instrument | 5201348 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Nov 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 8081 CHANNEL RD, PETOSKEY, MI 49770-9678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8081 CHANNEL RD, PETOSKEY, MI 49770-9678 |
| Document Number | 0000001240/0000000583 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 0000001240/0000000583 |
| Instrument | 5193558 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,000 (+120.81%) Land $573,000 | $1,146,000 (+120.81%) Land $1,146,000 | |
| 2024 | $9,839.00 | ||
| 2023 | $259,500 Land $259,500 | $519,000 Land $519,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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