808 W Prospect St, Covington, VA 24426 Property Records

Covington City property record for 808 W Prospect St, Covington, VA 24426

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,232 sqft · built 1980
Lot Size0.174 acres (7,600 sqft)
OwnerIndividual Name on File
Last Sale$21,500 (Feb 2014)
Tax Bill$300 (2025)
Flood ZoneZone AE (high risk)
APN13-46B-3

Property Details

APN / Parcel Number

Primary APN13-46B-3
Alternative APN
  • 1919

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area2,844 sqft
1st Floor Area840 sqft
Basement Area1,232 sqft
Unfinished Basement739 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1981
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,600 sqft (0.174 acres)
Lot Dimensions190 ft deep x 40 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1919
Street Address808 W PROSPECT ST
CityCOVINGTON
StateVA
Zip24426-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionDEFORD LOT 3 BLK 6B
Legal Block6B
Legal Lot Number3
JurisdictionCOVINGTON CITY VA
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1007
Census Tract60200

Owner

808 W Prospect St is owned by an individual who bought it in February 2014.

Source: Covington City records, as of May 12, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 824, COVINGTON, VA 24426-0824
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2014 · Amount on File
Deed SaleFeb 26, 2014 · Amount on File
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 808 W Prospect St was $300.

Source: Covington City assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCovington City
Unified School DistrictAlleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$300.00$35,300 Land $4,000 Building $31,300$35,300 Land $4,000 Building $31,300
2023$300.00$35,300 Land $4,000 Building $31,300$35,300 Land $4,000 Building $31,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 W Prospect St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims96 (1985–2016)
Claims Outside the SFHA27 of 96
Most Recent ClaimJun 2016 · river or lake flooding
Claims by Event
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 W Prospect St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON
serves 5,961 people · EPA ID VA2580100
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
currently in violation since Mar 2024
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Glo Fiber
Cable · Fiber in parts of the area
1,200 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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