708 W Prospect St, Covington, VA 24426 Property Records

Covington City property record for 708 W Prospect St, Covington, VA 24426

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,146 sqft · built 1953
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (May 2008)
Tax Bill$323 (2025)
Flood ZoneZone AE (high risk)
APN13-46A-C

Property Details

APN / Parcel Number

Primary APN13-46A-C
Alternative APN
  • 1911

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,146 sqft Living Area
Gross Area3,122 sqft
1st Floor Area1,146 sqft
Basement Area1,146 sqft
FlooringSoftwood
Interior WallsWood

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1973
Exterior MaterialAluminum Siding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area210 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1911
Street Address708 W PROSPECT ST
CityCOVINGTON
StateVA
Zip24426-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionDEFORD SUB DIV LOT C BLK 6A
Legal SubdivisionDEFORD SUB DIV
Legal Block6A
Legal Lot NumberC
JurisdictionCOVINGTON CITY VA
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1007
Census Tract60200

Owner

Source: Covington City records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 N MONROE AVE, COVINGTON, VA 24426-1409
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2008 · Amount on Record
Deed SaleMay 23, 2008 · Amount on Record
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Covington City assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCovington City
Unified School DistrictAlleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$323.00$38,100 (-) Land $6,000 Building $32,100$38,100 (-) Land $6,000 Building $32,100
2023$323.00$38,100 Land $6,000 Building $32,100$38,100 Land $6,000 Building $32,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims96 (1985–2016)
Claims Outside the SFHA27 of 96
Most Recent ClaimJun 2016 · river or lake flooding
Claims by Event
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON
serves 5,961 people · EPA ID VA2580100
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
currently in violation since Mar 2024
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Glo Fiber
Cable · Fiber in parts of the area
1,200 / 100
Verizon
Fixed Wireless
300 / 20

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