808 Spring Oaks Dr, Matthews, NC 28104 Property Records

Union County property record for 808 Spring Oaks Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,707 sqft · built 1999
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Feb 2023)
Tax Bill	$4,400 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-042-102`

Property Details

APN / Parcel Number

Primary APN	`06-042-102`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,707 sqft Living Area
Gross Area	4,307 sqft
1st Floor Area	2,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Detached
Garage Area	1,325 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	402 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	808 SPRING OAKS DR
City	MATTHEWS
State	NC
Zip	28104-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WEDDI
Legal Description	#501 LAKE PROVIDENCE EAST OPCC377
Legal Subdivision	LAKE PROVIDENCE EAST
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2004
Census Tract	21019

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 SPRING OAKS DR, MATTHEWS, NC 28104-5415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Oct 23, 1998 · Amount on Record
Deed Document Number	20234451
Deed Book / Page	8662 / 149
Prior Transfer Date	May 25, 2022
Prior Transfer Doc	0008495664
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 27, 2023
Property Address	808 SPRING OAKS DR, MATTHEWS, NC 28104-5415
Document Number	0008662149
Book / Page	8662 / 149
Map Reference	CAB C FILE 377
Instrument Date	Feb 24, 2023
Instrument	4451
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 JOHN BLACK RD, LEXINGTON, NC 27292-9443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 SPRING OAKS DR, WEDDINGTON, NC 28104-5415

Mortgage

Document Number	0000004452
Date	Feb 27, 2023
Instrument	4452

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	808 SPRING OAKS DR, MATTHEWS, NC 28104-5415
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008501453
Date	Jun 15, 2022
Book Page	8501/453
Instrument	21424

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jun 7, 2022
Property Address	808 SPRING OAKS DR, MATTHEWS, NC 28104-5415
Document Number	0008495664
Book / Page	8495 / 664
Map Reference	CAB C FILE 377
Instrument Date	May 25, 2022
Instrument	20514
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	580 BEATEN PATH RD, 580, MOORESVILLE, NC 28117-8982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 SPRING OAKS DR, MATTHEWS, NC 28104-5415

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$880,900 (-) Land $154,800 Building $726,100	$880,900 (-) Land $154,800 Building $726,100
2025	$4,400.00 (+25.32%)	$880,900 (+58.81%) Land $154,800 Building $726,100	$880,900 (+58.81%) Land $154,800 Building $726,100
2023	$3,511.00	$554,700 Land $96,900 Building $457,800	$554,700 Land $96,900 Building $457,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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