Union County property record for 841 Spring Oaks Dr, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,766 sqft · built 1990 |
| Lot Size | 1.16 acres (50,835 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Mar 1999) |
| Tax Bill | $3,164 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-042-111 |
| Primary APN | 06-042-111 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,766 sqft Living Area |
| Gross Area | 3,206 sqft |
| 1st Floor Area | 1,136 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 50,835 sqft (1.16 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 841 SPRING OAKS DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-5416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #510 LAKE PROVIDENCE EAST 00000 SPRING OAKS DR |
| Legal Subdivision | LAKE PROVIDENCE EAST |
| Legal Lot Number | 510 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21019 |
841 Spring Oaks Dr is owned and occupied by two individuals who bought it in March 1999.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 841 SPRING OAKS DR, MATTHEWS, NC 28104-5416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 1999 · Amount on File |
| Deed Sale | Mar 26, 1999 · Amount on File |
| Deed Document Number | 199981121 |
| Deed Book / Page | 1224 / 471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 841 SPRING OAKS DR, MATTHEWS, NC 28104-5416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING L |
| Name | Verified Name |
|---|
| Document Number | 7303291 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 7303/291 |
| Instrument | 0001945 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 841 Spring Oaks Dr was $3,164.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,400 (-) Land $154,800 Building $478,600 | $633,400 (-) Land $154,800 Building $478,600 | |
| 2025 | $3,164.00 | $633,400 Land $154,800 Building $478,600 | $633,400 Land $154,800 Building $478,600 |
| 2023 | $2,328.00 | $367,800 Land $93,100 Building $274,700 | $367,800 Land $93,100 Building $274,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 841 Spring Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 841 Spring Oaks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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