St. Charles County property record for 805 Rambling Pine Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,370 sqft · built 1999 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $468,000 (Jan 2026) |
| Tax Bill | $4,643 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T990800034 |
| Primary APN | T990800034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,370 sqft Living Area |
| Gross Area | 4,840 sqft |
| 1st Floor Area | 2,170 sqft |
| Basement Area | 2,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 85 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T990800034 |
|---|---|
| Street Address | 805 RAMBLING PINE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET HILLS #4 LOT 113 |
| Legal Subdivision | SOMERSET HILLS #4 |
| Legal Lot Number | 113 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 311148 |
Source: St. Charles County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC |
| Feb 5, 2024 | Warranty Deed, Transfer |
| Nov 18, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage DAS ACQUISITION |
| Nov 18, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on Record |
| Deed Sale | Jan 9, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2024 · Amount on Record |
| Deed Document Number | 20261358 |
| Prior Transfer Date | Nov 10, 2022 |
| Prior Transfer Doc | 0000062242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 9, 2026 |
| Property Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
| Document Number | 0000001358 |
| Map Reference | MB 35 PG 109-110 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 2026R-001358 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14263 FM 2769, LEANDER, TX 78641-9697 |
| Name | Verified Name |
|---|---|
| Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
| Document Number | 0000001359 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2026R-001359 |
| Name | MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Feb 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 5, 2024 |
| Property Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
| Document Number | 0000004582 |
| Map Reference | MB 35 PG 109&110 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024R-004582 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
| Name | Verified Name |
|---|---|
| Address | 14263 FM 2769, LEANDER, TX 78641-9697 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 18, 2022 |
| Property Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
| Document Number | 0000062242 |
| Map Reference | MB 35 PG 109&110 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022R-062242 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
| Document Number | 0000062243 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2022R-062243 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 18, 2022 |
| Property Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
| Document Number | 0000062240 |
| Map Reference | MB 35 PG 109&110 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022R-062240 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6681 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,413 (-) | $407,436 (-) Land $80,000 Building $327,436 | |
| 2025 | $4,643.00 (+0.85%) | $77,413 (+9.24%) | $407,436 (+9.24%) Land $80,000 Building $327,436 |
| 2023 | $70,867 (+2.5%) | ||
| 2022 | $4,604.00 | $69,141 | $372,985 (+2.5%) Land $60,000 Building $312,985 |
| 2021 | $363,899 Land $50,000 Building $313,899 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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