808 Oso Grande, Durango, CO 81301 Property Records

La Plata County property record for 808 Oso Grande, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 2,063 sqft · built 1994
Lot Size	4.37 acres (190,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Apr 2020)
Tax Bill	$4,817 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5669-024-02-013`

Property Details

APN / Parcel Number

Primary APN	`5669-024-02-013`
Alternative APN	`R024236`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,063 sqft Living Area
Gross Area	2,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Lot Area	190,749 sqft
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R024236
Street Address	808 OSO GRANDE
City	DURANGO
State	CO
Zip	81301-6599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PALO VERDE S/D BLOCK: 0 LOT: 13 808 OSO GRANDE DURANGO 81301
Legal Subdivision	PALO VERDE S/D
Legal Block	1
Legal Lot Number	13
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1050
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 OSO GRANDE, DURANGO, CO 81301-6599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMERCE BANK
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jul 15, 1993 · Amount on Record
Deed Document Number	20201170244
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Apr 2, 2026
Property Address	808 OSO GRANDE, DURANGO, CO 81301-6599
Document Number	0001252828
Instrument Date	Mar 25, 2026
Instrument	20261252828
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 OSO GRANDE, DURANGO, CO 81301-6599

Mortgage

Document Number	0001252828,
Date	Apr 2, 2026
Instrument	20261252828

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	808 OSO GRANDE, DURANGO, CO 81301-6599
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 OSO GRANDE, DURANGO, CO 81301-6599

Mortgage

Document Number	0001209053
Date	Apr 19, 2022
Instrument	1209053

Lender

Name	COASTAL COMMERCE BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	808 OSO GRANDE, DURANGO, CO 81301-6599
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 OSO GRANDE DR, DURANGO, CO 81301-6599

Mortgage

Document Number	0001202122
Date	Nov 10, 2021
Instrument	1202122

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 16, 2020
Property Address	808 OSO GRANDE, DURANGO, CO 81301-6599
Document Number	0001170244
Map Reference	DOC 648000
Instrument Date	Apr 15, 2020
Instrument	1170244
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 OSO GRANDE DR, DURANGO, CO 81301-6599

Mortgage

Document Number	0001170245
Date	Apr 16, 2020
Instrument	1170245

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,720 (+1.93%) Land $13,320 Building $57,400	$1,109,970 (-) Land $209,050 Building $900,920
2025	$4,817.00 (+45.13%)	$69,380 (+29.27%) Land $13,070 Building $56,310	$1,109,970 (+38.55%) Land $209,050 Building $900,920
2024	$3,319.00 (+17.61%)
2023	$2,822.00 (+11.94%)	$53,670 (+23.32%) Land $11,190 Building $42,480	$801,150 (+27.93%) Land $167,060 Building $634,090
2022	$2,521.00	$43,520 Land $10,610 Building $32,910	$626,220 Land $152,630 Building $473,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 60% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

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