726 Oso Grande, Durango, CO 81301 Property Records

La Plata County property record for 726 Oso Grande, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,681 sqft · built 1994
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on Record
Last Sale	$885,000 (Jun 2024)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5669-024-02-010`

Property Details

APN / Parcel Number

Primary APN	`5669-024-02-010`
Alternative APN	`R024233`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	2,257 sqft
1st Floor Area	1,681 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Lot Area	174,240 sqft
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R024233
Street Address	726 OSO GRANDE
City	DURANGO
State	CO
Zip	81301-6599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PALO VERDE S/D BLOCK: 0 LOT: 10 726 OSO GRANDE DURANGO 81301
Legal Subdivision	PALO VERDE S/D
Legal Block	1
Legal Lot Number	10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1050
Census Tract	970703

Owner

Source: La Plata County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	726 OSO GRANDE, DURANGO, CO 81301-6599
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	20241232855
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	0001160318
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	726 OSO GRANDE, DURANGO, CO 81301-6599
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CAPSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001170041
Date	Apr 10, 2020
Instrument	1170041

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	726 OSO GRANDE, DURANGO, CO 81301-6599
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	DURANGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001187939
Date	Mar 3, 2021
Instrument	1187939

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 15, 2019
Property Address	726 OSO GRANDE, DURANGO, CO 81301-6599
Document Number	0001160318
Instrument Date	Aug 12, 2019
Instrument	1160318
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4345 CAHONE CO 81320, CAHONE, CO 81320

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 27, 2017
Property Address	726 OSO GRANDE, DURANGO, CO 81301-6599
Document Number	0001131387
Instrument Date	Jul 27, 2017
Instrument	1131387
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4345, DURANGO, CO 81302-4345

Mortgage

Document Number	0001131388
Date	Jul 27, 2017
Instrument	1131388

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,870 (+1.03%) Land $13,270 Building $48,600	$979,870 (-) Land $210,240 Building $769,630
2025	$4,252.00 (+78.96%)	$61,240 (+59.4%) Land $13,140 Building $48,100	$979,870 (+70.88%) Land $210,240 Building $769,630
2024	$2,376.00 (+17.62%)
2023	$2,020.00 (+14.64%)	$38,420 (+26.3%) Land $10,980 Building $27,440	$573,420 (+31.01%) Land $163,830 Building $409,590
2022	$1,762.00	$30,420 Land $10,670 Building $19,750	$437,680 Land $153,490 Building $284,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

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