808 N Melching Dr, Ossian, IN 46777 Property Records

Wells County property record for 808 N Melching Dr, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,428 sqft · built 1979
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$122,800 (Oct 2020)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-516-059.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-516-059.000-009`
Alternative APNs	`00001569216` `0151038801`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001569216
Street Address	808 N MELCHING DR
City	OSSIAN
State	IN
Zip	46777-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A A MELCHING SUB-DIV LOT 59 (15-A)
Legal Subdivision	ALBERT A MELCHING SUB
Legal Lot Number	59
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4004
Census Tract	40100

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 N MELCHING DR, OSSIAN, IN 46777-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Jul 8, 2011 · Amount on Record
Deed Document Number	20204346
Prior Transfer Date	Sep 28, 2020
Prior Transfer Doc	0020204346
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Oct 6, 2020
Property Address	808 N MELCHING DR, OSSIAN, IN 46777-8900
Document Number	0020204346
Instrument Date	Sep 28, 2020
Instrument	20204346
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 N MELCHING DR, OSSIAN, IN 46777-8900
Investor	Possibly a Property Investor

Mortgage

Document Number	0020204347
Date	Oct 6, 2020
Instrument	20204347

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+5.16%) Homeowner's exemption	$211,500 (+24.78%) Land $33,200 Building $178,300	$211,500 (+24.78%) Land $33,200 Building $178,300
2024	$1,298.00 (+37.94%)
2023		$169,500 (+6.4%) Land $29,700 Building $139,800	$169,500 (+6.4%) Land $29,700 Building $139,800
2022	$941.00	$159,300 Land $20,700 Building $138,600	$159,300 Land $20,700 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, TWN Communications.

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