Wells County property record for 805 N Melching Dr, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1994 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-15-516-050.000-009 |
| Primary APN | 90-02-15-516-050.000-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001569229 |
|---|---|
| Street Address | 805 N MELCHING DR |
| City | OSSIAN |
| State | IN |
| Zip | 46777-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A A MELCHING SUB-DIV LOT 50 (15-A) |
| Legal Subdivision | ALBERT A MELCHING |
| Legal Lot Number | 50 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 40100 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 805 N MELCHING DR, OSSIAN, IN 46777-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jun 5, 2026 |
| Property Address | 805 N MELCHING DR, OSSIAN, IN 46777-8900 |
| Document Number | 0000002009 |
| Instrument Date | May 21, 2026 |
| Instrument | 20262009 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 805 N MELCHING DR, OSSIAN, IN 46777-8900 |
| Document Number | 0000002009, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20262009 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Municipality | Ossian Town |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,304.00 (+0.62%) Homeowner's exemption | $206,000 (+21.61%) Land $33,200 Building $172,800 | $206,000 (+21.61%) Land $33,200 Building $172,800 |
| 2024 | $1,296.00 (+37.87%) | ||
| 2023 | $169,400 (+6.41%) Land $29,700 Building $139,700 | $169,400 (+6.41%) Land $29,700 Building $139,700 | |
| 2022 | $940.00 | $159,200 Land $20,700 Building $138,500 | $159,200 Land $20,700 Building $138,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, TWN Communications.
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