808 Dewey St, Lapeer, MI 48446 Property Records

Lapeer County property record for 808 Dewey St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,104 sqft · built 1986
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$136,900 (Sep 2018)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L21-18-158-040-00`

Property Details

APN / Parcel Number

Primary APN	`L21-18-158-040-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	156 ft deep x 80 ft wide
Garage Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	808 DEWEY ST
City	LAPEER
State	MI
Zip	48446-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 1 FM
Legal Description	CITY OF LAPEER DEWEY PARK SUB LOT 28 (L=7 P=96-97 SEC 6, T7N-R10E)
Legal Range	10E
Legal Township	07N
Legal Section	06
Legal Subdivision	CITY OF LAPEER DEWEY PARK SUB
Legal Lot Number	28
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2001
Census Tract	337000

Owner

808 Dewey St is owned and occupied by two individuals who bought it in September 2018.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	808 DEWEY ST, LAPEER, MI 48446-1727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Sep 19, 2018	Warranty Deed, Transfer · Conventional with PMI LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Prior Sale	Jun 28, 2011 · Amount on File
Deed Document Number	201826951
Deed Book / Page	2985 / 575
Prior Transfer Date	Oct 5, 2010
Prior Transfer Doc	0024690413
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jun 24, 2026
Property Address	808 DEWEY ST, LAPEER, MI 48446-1727
Document Number	3529000292
Book / Page	3529 / 292
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 DEWEY ST, LAPEER, MI 48446-1727

Mortgage

Document Number	3529000292,
Date	Jun 24, 2026
Book Page	3529/292

Lender

Name	CHOICEONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 21, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	808 DEWEY ST, LAPEER, MI 48446-1727
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 DEWEY ST, LAPEER, MI 48446-1727

Mortgage

Document Number	0032070647
Date	Jun 1, 2021
Book Page	3207/647

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 19, 2018
Property Address	808 DEWEY ST, LAPEER, MI 48446-1727
Document Number	0029850575
Book / Page	002985 / 000575
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,026.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 ROLLING HILLS LN #2 LAPEER MI 484464774, 2, LAPEER, MI 48446-4774

Mortgage

Document Number	29850577
Date	Sep 19, 2018
Book Page	002985/000577

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 808 Dewey St was $2,320 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,400 (-0.09%)	$220,800 (-0.09%)
2025	$2,320.00 Homeowner's exemption	$110,500	$221,000
2023		$99,700	$199,400
2022	$2,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 Dewey St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–1982)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 Dewey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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