792 Dewey St, Lapeer, MI 48446 Property Records

Lapeer County property record for 792 Dewey St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 1986
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,500 (Feb 1999)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L21-18-157-040-00`

Property Details

APN / Parcel Number

Primary APN	`L21-18-157-040-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,824 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	792 DEWEY ST
City	LAPEER
State	MI
Zip	48446-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 1 FM
Legal Description	CITY OF LAPEER DEWEY PARK SUB LOT 27 (L=7 P=96-97 SEC 6, T7N-R10E)
Legal Range	10E
Legal Township	07N
Legal Section	06
Legal Subdivision	CITY OF LAPEER DEWEY PARK SUB
Legal Lot Number	27
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2001
Census Tract	337000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	792 DEWEY ST, LAPEER, MI 48446-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Line of Credit SOVITA CU
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Feb 9, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 1999 · Amount on Record
Deed Sale	Feb 10, 1999 · Amount on Record
Prior Sale	May 6, 1998 · Amount on Record
Deed Document Number	19991
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	792 DEWEY ST, LAPEER, MI 48446-1725
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 DEWEY ST, LAPEER, MI 48446-1725

Mortgage

Document Number	0033830615
Date	Jan 9, 2024
Book Page	3383/615

Lender

Name	SOVITA CU
Type	Credit Union
Address	4411 CALKINS RD, FLINT, MI 48532

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 27, 2028

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	792 DEWEY ST, LAPEER, MI 48446-1725
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 DEWEY ST, LAPEER, MI 48446-1725

Mortgage

Document Number	0032230839
Date	Jul 28, 2021
Book Page	3223/839

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	792 DEWEY ST, LAPEER, MI 48446-1725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029440675
Date	Feb 9, 2018
Book Page	2944/675

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,000 (-1.48%)	$266,000 (-1.48%)
2025	$2,149.00 (+14.86%) Homeowner's exemption	$135,000 (+11.2%)	$270,000 (+11.2%)
2023		$121,400	$242,800
2022	$1,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–1982)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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