Loudon County property record for 808 Commerce St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1950 |
| Lot Size | 0.269 acres (11,735 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Oct 2022) |
| Tax Bill | $909 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053041H D 00400 |
| Primary APN | 053041H D 00400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,735 sqft (0.269 acres) |
| Lot Dimensions | 151 ft deep x 75 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Utility Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 041H D 00400 000041H |
|---|---|
| Street Address | 808 COMMERCE ST |
| City | LOUDON |
| State | TN |
| Zip | 37774-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | W ROSEDALE PARK 708 1 044F D 044F 00400 000 |
| Legal Subdivision | W ROSEDALE PARK |
| Legal Lot Number | 708 9 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60600 |
808 Commerce St is owned and occupied by an individual who bought it in October 2022.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 808 COMMERCE ST, LOUDON, TN 37774-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Feb 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on File |
| Deed Sale | Oct 17, 2022 · Amount on File |
| Prior Sale | Dec 6, 2016 · Amount on File |
| Deed Document Number | 22012058 |
| Deed Book / Page | D454 / 409 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Oct 17, 2022 |
| Property Address | 808 COMMERCE ST, LOUDON, TN 37774-1336 |
| Document Number | 00D454/409 |
| Book / Page | D454 / 409 |
| Map Reference | CAB F SL 122 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 22012058 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 COMMERCE ST, LOUDON, TN 37774-1336 |
| Document Number | 0022012059 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 22012059 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 808 COMMERCE ST, LOUDON, TN 37774-1336 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T1317/177 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | T1317/177 |
| Instrument | 17001014 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 808 Commerce St was $909.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $909.00 | $30,750 (-) Land $4,150 Building $26,600 | |
| 2024 | $909.00 | $30,750 (-) Land $4,150 Building $26,600 | |
| 2023 | $30,750 (+24.87%) Land $4,150 Building $26,600 | ||
| 2022 | $270.00 | $24,625 Land $4,150 Building $20,475 | $98,500 (-19.92%) Land $16,600 Building $81,900 |
| 2021 | $123,000 Land $16,600 Building $106,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 808 Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 808 Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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