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808 Carol Ave, Elgin, IL 60123 Property Records

Kane County property record for 808 Carol Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,232 sqft · built 1965
Lot Size0.294 acres (12,795 sqft)
Owner2 Individual Names on Record
Last Sale$282,500 (Jul 2022)
Tax Bill$5,989 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-10-155-009

Property Details

APN / Parcel Number

Primary APN06-10-155-009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area2,464 sqft
1st Floor Area1,232 sqft
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area12,795 sqft (0.294 acres)
Lot Width90 ft Width
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address808 CAROL AVE
CityELGIN
StateIL
Zip60123-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDRESEN BROS EAGLE HEIGHTS UNIT 2 LOT 4 BLOCK 10
Legal SubdivisionEAGLE HEIGHTS
Legal Block10
Legal Lot Number4
Legal Unit2-4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1002
Census Tract851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address808 CAROL AVE, ELGIN, IL 60123-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Prior SaleDec 18, 2013 · Amount on Record
Deed Document Number202235187
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 8, 2022
Property Address808 CAROL AVE, ELGIN, IL 60123-2620
Document Number0000035187
Instrument DateJul 1, 2022
Instrument2022K035187
Transaction TypeTransfer
Record UpdatedJul 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$282.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address808 CAROL AVE, ELGIN, IL 60123-2620

Mortgage

Document Number0000035188
DateJul 8, 2022
Instrument2022K035188
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate10.1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,989.00 (+5.24%) Homeowner's exemption$86,513 (+8.57%) Land $28,858 Building $57,655$259,643 (+8.57%) Land $86,609 Building $173,034
2024$79,684 (+21.39%) Land $26,580 Building $53,104$239,148 (+21.44%) Land $79,772 Building $159,376
2022$5,691.00 (+3.95%)$65,641 (+6.96%) Land $21,896 Building $43,745$196,923 (+6.96%) Land $65,688 Building $131,235
2021$5,475.00$61,369 Land $20,471 Building $40,898$184,107 Land $61,413 Building $122,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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