Warren County property record for 8078 Big Oak Cir, Mason, OH 45040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,254 sqft · built 2017 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $849,266 (Mar 2019) |
| Tax Bill | $13,364 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-27-220-009-0 |
| Primary APN | 16-27-220-009-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,254 sqft Living Area |
| Gross Area | 5,718 sqft |
| 1st Floor Area | 297 sqft |
| 2nd Floor Area | 1,946 sqft |
| Basement Area | 1,065 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Canopy | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 826285 |
|---|---|
| Street Address | 8078 BIG OAK CIR |
| City | MASON |
| State | OH |
| Zip | 45040-7678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINTAGE OAKS SUB. LOT 38 |
| Legal Subdivision | VINTAGE OAKS SUB. |
| Legal Block | 85 |
| Legal Lot Number | 38 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 32008 |
8078 Big Oak Cir is owned and occupied by two individuals who bought it in March 2019.
Source: Warren County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8078 BIG OAK CIR, MASON, OH 45040-7678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 28, 2022 | Deed of Trust, Mortgage · Line of Credit ALLY BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Mar 19, 2019 | Warranty Deed, Transfer · ARM SIBCY CLINE MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on File |
| Deed Sale | Mar 19, 2019 · Amount on File |
| Prior Sale | Dec 21, 2016 · Amount on File |
| Deed Document Number | 20196563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 8078 BIG OAK CIR, MASON, OH 45040-7678 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8078 BIG OAK CIR, MASON, OH 45040-7678 |
| Document Number | 0000009410 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-009410 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 8078 BIG OAK CIR, MASON, OH 45040-7678 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014337 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-014337 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 8078 BIG OAK CIR, MASON, OH 45040-7678 |
| Document Number | 0000051426 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 8078 BIG OAK CIR MASON OH 450407678, MASON, OH 45040-7678 |
| Document Number | 0000051426 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 51426 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 19, 2019 |
| Property Address | 8078 BIG OAK CIR, MASON, OH 45040-7678 |
| Document Number | 0000006563 |
| Map Reference | MB 93 PG 45-47 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019-006563 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | LAWYERS TITLE OF CINCINNATI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8078 BIG OAK CIR, MASON, OH 45040-7678 |
| Document Number | 0000006564 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 2019-006564 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
The 2025 property tax bill for 8078 Big Oak Cir was $13,364.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Deerfield Township |
| Unified School District | Mason City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,364.00 | $315,990 Land $56,000 Building $259,990 | $902,840 Land $160,000 Building $742,840 |
| 2023 | $14,034.00 (+1.76%) Homeowner's exemption | $271,947 (-) Land $57,680 Building $214,267 | |
| 2022 | $13,791.00 Homeowner's exemption | $271,947 Land $57,680 Building $214,267 | $776,990 (-) Land $164,800 Building $612,190 |
| 2021 | $776,990 Land $164,800 Building $612,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8078 Big Oak Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8078 Big Oak Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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