807 W 15th St, Laurel, MS 39440 Property Records

Jones County property record for 807 W 15th St, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,536 sqft · built 1947
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,262 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134I-31-02-003.00`

Property Details

APN / Parcel Number

Primary APN	`134I-31-02-003.00`
Alternative APNs	`015608` `15608`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	4,536 sqft Living Area
1st Floor Area	4,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Deck Area	768 sqft
Patio Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	015608
Street Address	807 W 15TH ST
City	LAUREL
State	MS
Zip	39440-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEN DESC 31-9-11 PARCEL OF LAND IN NW OF NE
Legal Range	11
Legal Township	09
Legal Section	31
Jurisdiction	JONES MS
Township / Civil Division	1
Census Block Group	2
Census Block	2049
Census Tract	950401

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 W 15TH ST, LAUREL, MS 39440-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage CITIZENS NATIONAL BANK
Feb 1, 2017	Deed of Trust, Mortgage CITIZENS BANK
Jul 2, 2020	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017
Deed Sale	Feb 1, 2017
Deed Document Number	0000217689
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	807 W 15TH ST, LAUREL, MS 39440-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	217/7976
Date	Dec 27, 2017
Book Page	217/7976
Instrument	21707976

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	COLUMBIA, MS 39429

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Apr 30, 2018

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	807 W 15TH ST, LAUREL, MS 39440-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21700691
Date	Feb 1, 2017
Instrument	21700691

Lender

Name	CITIZENS BANK
Type	Bank
Address	LAUREL, MS 39440

Agreement

Amount	Amount Recorded
Term	8 Months
Due	Oct 6, 2017

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	807 W 15TH ST, LAUREL, MS 39440-2227
Transaction Type	Mortgage
Record Updated	Jul 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	220/3673
Date	Jul 2, 2020
Book Page	220/3673
Instrument	22003673

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	807 W 15TH ST, LAUREL, MS 39440-2227
Transaction Type	Mortgage
Record Updated	Nov 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	218/6455
Date	Oct 26, 2018
Book Page	218/6455
Instrument	21806455

Lender

Name	COMMUNITY BANK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,262.00 (+9.47%) Homeowner's exemption	$31,595 (+7.97%)	$315,950 (+7.97%) Land $30,000 Building $285,950
2024	$4,807.00 (+2.12%)
2023	$4,707.00 (-1.05%) Homeowner's exemption	$29,262	$292,620 Land $30,000 Building $262,620
2022	$4,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, C Spire Wireless.

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