804 W 15th St, Laurel, MS 39440 Property Records

Jones County property record for 804 W 15th St, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,010 sqft · built 1945
Lot Size	1.08 acres (47,260 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`134I-31-03-004.00`

Property Details

APN / Parcel Number

Primary APN	`134I-31-03-004.00`
Alternative APNs	`010740` `10740`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	4,010 sqft Living Area
1st Floor Area	2,789 sqft
2nd Floor Area	1,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,260 sqft (1.08 acres)
Lot Dimensions	278 ft deep x 170 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	010740
Street Address	804 W 15TH ST
City	LAUREL
State	MS
Zip	39440-2228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD REPLAT BLOCK B ALL LT 2 AND A PORTION OF LOTS 1 & 3 (804 W 15TH ST)
Legal Range	11
Legal Township	09
Legal Section	31
Legal Block	B
Legal Lot Number	1-3 3
Jurisdiction	JONES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	950500

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 W 15TH ST, LAUREL, MS 39440-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 12, 2021	Deed of Trust, Mortgage THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023
Deed Sale	May 1, 2023
Deed Document Number	0002232299
Prior Transfer Date	Aug 16, 2013
Prior Transfer Doc	21305906
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	804 W 15TH ST, LAUREL, MS 39440-2228
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00221/2361
Date	Apr 15, 2021
Book Page	221/2361
Instrument	22102361

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	804 W 15TH ST, LAUREL, MS 39440-2228
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	221/2267
Date	Apr 12, 2021
Book Page	221/2267
Instrument	22102267

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	LAUREL, MS 39441

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 26, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (+0.82%) Homeowner's exemption Senior Citizen's exemption	$17,699 (+7.03%)	$176,990 (+7.03%) Land $28,800 Building $148,190
2024	$1,577.00 (-37.64%)
2023	$2,529.00 (-1.13%) Homeowner's exemption	$16,536	$165,360 Land $28,800 Building $136,560
2022	$2,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, C Spire Wireless.

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