Shiawassee County property record for 807 S Cedar St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,104 sqft · built 1955 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,700 (Oct 2025) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2020 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 050-070-002-012-00 |
| Primary APN | 050-070-002-012-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Basement Area | 544 sqft |
| Unfinished Basement | 544 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 807 S CEDAR ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 63 FT OF LOT 11 & 12 BLK 2 BUSHS ADD L1P29 |
| Legal Subdivision | BUSHS ADD |
| Legal Block | 2 |
| Legal Lot Number | 11-12 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4909 WESTHILL DR, LANSING, MI 48917-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 8, 2020 | Loan Modification, Mortgage · Conventional Mortgage AMERIHOME MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Deed Document Number | 20253396038 |
| Deed Book / Page | 1331 / 576 |
| Prior Transfer Date | Apr 18, 2003 |
| Prior Transfer Doc | 0003096455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 2, 2025 |
| Property Address | 807 S CEDAR ST, OWOSSO, MI 48867-4217 |
| Document Number | 0013310576 |
| Book / Page | 1331 / 576 |
| Map Reference | LB 1 PG 29 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 3396038 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 807 S CEDAR ST, OWOSSO, MI 48867-4217 |
| Name | Verified Name |
|---|---|
| Address | 807 S CEDAR ST, OWOSSO, MI 48867-4217 |
| Document Number | 0003396039 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 3396039 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 807 S CEDAR ST, OWOSSO, MI 48867-4217 |
| Document Number | 0012730784 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 807 S CEDAR ST OWOSSO MI 488674217, OWOSSO, MI 48867-4217 |
| Document Number | 0012730784 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 001273/000784 |
| Instrument | 3337468 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,200 (+9.51%) | $124,400 (+9.51%) | |
| 2025 | $1,655.00 (+4.88%) Homeowner's exemption | $56,800 (+20.59%) | $113,600 (+20.59%) |
| 2024 | $1,578.00 | ||
| 2023 | $1,578.00 Homeowner's exemption | $47,100 | $94,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures