Shiawassee County property record for 607 S Cedar St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 636 sqft · built 1945 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Oct 2025) |
| Tax Bill | $2,455 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-673-005-014-00 |
| Primary APN | 050-673-005-014-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 636 sqft Living Area |
| 1st Floor Area | 636 sqft |
| Basement Area | 636 sqft |
| Unfinished Basement | 636 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 607 S CEDAR ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 24' OF N 58' LOT 11 & N 58' LOT 10 BLK 5 H N & S A WILLIAMS SUBDIV OUTLOT 3 A L & B O WILLIAMS ADD |
| Legal Subdivision | WILLIAMS SUBDIV |
| Legal Block | 5 |
| Legal Lot Number | 11,10 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30800 |
607 S Cedar St is owned and occupied by an individual who bought it in October 2025.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 S CEDAR ST, OWOSSO, MI 48867-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 8, 2018 | Warranty Deed, Transfer TRANSNATION TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Aug 30, 2024 · Amount on File |
| Deed Document Number | 20253396897 |
| Deed Book / Page | 1332 / 431 |
| Prior Transfer Date | Nov 16, 2024 |
| Prior Transfer Doc | 0013220523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 30, 2025 |
| Property Address | 607 S CEDAR ST, OWOSSO, MI 48867-3405 |
| Document Number | 0013320431 |
| Book / Page | 1332 / 431 |
| Map Reference | LB 1 PG 108 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 3396897 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 S CEDAR ST, OWOSSO, MI 48867-3405 |
| Name | Verified Name |
|---|---|
| Address | 607 S CEDAR ST, OWOSSO, MI 48867-3405 |
| Document Number | 0003396771 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 3396771 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 8, 2018 |
| Property Address | 607 S CEDAR ST, OWOSSO, MI 48867-3405 |
| Document Number | 0012450976 |
| Book / Page | 001245 / 000976 |
| Instrument Date | May 4, 2018 |
| Instrument | 3309348 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 HOYT ST OWOSSO MI 488672069, OWOSSO, MI 48867-2069 |
The 2025 property tax bill for 607 S Cedar St was $2,455 with a homeowner's exemption, up 115.5% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,100 (+11.08%) | $90,200 (+11.08%) | |
| 2025 | $2,455.00 (+115.54%) Homeowner's exemption | $40,600 | $81,200 |
| 2024 | $1,139.00 | ||
| 2023 | $1,139.00 Homeowner's exemption | $33,700 | $67,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 607 S Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 607 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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