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807 Monterey Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 807 Monterey Ln, Cold Spring, KY 41076

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,330 sqft · built 2001
Lot Size0.188 acres (8,212 sqft)
Owner2 Trust Names on File
Last Sale$179,000 (Sep 2024)
Tax Bill$2,169 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2019 Sale
Flood ZoneZone X (minimal risk)
APN999-99-20-357.10

Property Details

APN / Parcel Number

Primary APN999-99-20-357.10

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,330 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Exterior MaterialCombination
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address807 MONTEREY LN
CityCOLD SPRING
StateKY
Zip41076-8585
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCHARDONNAY CONDOS LOT 15 BLDG 15 UNIT 15-202 MOUNT VERNON ENTRY LEVEL & GARAGE 15-G4
Legal SubdivisionCHARDONNAY CONDOS
Legal Lot Number15
Legal Unit15
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group1
Census Block1006
Census Tract53301

Owner

807 Monterey Ln, a condominium, is owner-occupied and held in a trust since September 2024.

Source: Campbell County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address807 MONTEREY LN, COLD SPRING, KY 41076-8585
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Special Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Mar 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2024 · Amount on File
Deed SaleSep 12, 2024 · Amount on File
Prior SaleDec 7, 2020 · Amount on File
Deed Document Number20245361297
Deed Book / Page864 / 826
Prior Transfer DateAug 22, 2024
Prior Transfer Doc0005361297
Record UpdatedOct 29, 2026

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCAMPBELL KY
Recording DateDec 7, 2020
Property Address807 MONTEREY LN, COLD SPRING, KY 41076-8585
Document Number0005122176
Book / PageD819 / 671
Map ReferenceCAB E SL 317B,318A&B
Instrument DateNov 25, 2020
Instrument5122176
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyLAWYERS TTL OF CINCINNATI IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$179.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5096 N YORKSHIRE ST, 5096, BEL AIRE, KS 67226-7653

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address807 MONTEREY LN, COLD SPRING, KY 41076-8585

Mortgage

Document Number0005122177
DateDec 7, 2020
Instrument5122177
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateMar 12, 2019
Property Address807 MONTEREY LN, COLD SPRING, KY 41076-8585
Document Number0005088308
Book / Page000801 / 000466
Instrument DateMar 4, 2019
Instrument5088308
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$141.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address807 MONTEREY LN COLD SPRING KY 410768585, COLD SPRING, KY 41076-8585

Tax Assessment & Valuation

The 2025 property tax bill for 807 Monterey Ln was $2,169.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,169.00$179,000 Building $179,000$179,000 Building $179,000
2023$1,591.00 (-8.09%) Homeowner's exemption$179,000 (-) Building $179,000$179,000 (-) Building $179,000
2022$1,731.00 Homeowner's exemption$179,000 Building $179,000$179,000 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 807 Monterey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 807 Monterey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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