Campbell County property record for 805 Monterey Ln, Cold Spring, KY 41076
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,787 sqft · built 2001 |
| Owner | Trust Name on File |
| Last Sale | $196,300 (Jul 2019) |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer May 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-357.13 |
| Primary APN | 999-99-20-357.13 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,787 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920357.13 |
|---|---|
| Street Address | 805 MONTEREY LN |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8585 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHARDONNAY CONDOS LOT 15 BLDG 15 UNIT 15-302 VICTORIA UPPER LEVEL & GARAGE 15-G3 |
| Legal Subdivision | CHARDONNAY CONDOS |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53301 |
805 Monterey Ln, a condominium, is owner-occupied and held in a trust since August 2023.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4221 E CLIFF RD, PORT CLINTON, OH 43452-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2023 | Intrafamily Transfer, Transfer |
| May 13, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 19, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 1, 2019 | Warranty Deed, Transfer SPRINGDALE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2019 · Amount on File |
| Deed Sale | Jul 1, 2019 · Amount on File |
| Prior Sale | Jul 1, 2019 · Amount on File |
| Deed Document Number | 0005093573 |
| Deed Book / Page | 000804 / 000179 |
| Last Transfer Date | Aug 10, 2023 |
| Transfer Doc | 0005187102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 10, 2023 |
| Property Address | 805 MONTEREY LN, COLD SPRING, KY 41076-8585 |
| Document Number | 0005187102 |
| Book / Page | D853 / 490 |
| Map Reference | MB 331 PG 54 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 5187102 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 805 MONTEREY LN, COLD SPRING, KY 41076-8585 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 805 MONTEREY LN, COLD SPRING, KY 41076-8585 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 805 MONTEREY LN, COLD SPRING, KY 41076-8585 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0005109699 |
|---|---|
| Date | May 13, 2020 |
| Book Page | M2221/852 |
| Instrument | 5109699 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Oct 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 805 MONTEREY LN, COLD SPRING, KY 41076-8585 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0005110106 |
|---|---|
| Date | May 19, 2020 |
| Book Page | M2223/170 |
| Instrument | 5110106 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Oct 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 1, 2019 |
| Property Address | 805 MONTEREY LN, COLD SPRING, KY 41076-8585 |
| Document Number | 0005093573 |
| Book / Page | 000804 / 000179 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 5093573 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $196.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 MONTEREY LN COLD SPRING KY 410768585, COLD SPRING, KY 41076-8585 |
The 2025 property tax bill for 805 Monterey Ln was $2,004 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,004.00 Homeowner's exemption | $214,500 Building $214,500 | $214,500 Building $214,500 |
| 2023 | $2,017.00 (+10.95%) Homeowner's exemption | $214,500 (+15.32%) Building $214,500 | $214,500 (+15.32%) Building $214,500 |
| 2022 | $1,818.00 Homeowner's exemption | $186,000 Building $186,000 | $186,000 Building $186,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 805 Monterey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 Monterey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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