807 Lacey Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 807 Lacey Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,372 sqft · built 1991
Lot Size	2.27 acres (98,698 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Nov 2011)
Tax Bill	$6,244 (2024)
Deeds & Mortgages	Nov 2018 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-453-049`

Property Details

APN / Parcel Number

Primary APN	`10-14-453-049`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,372 sqft Living Area
1st Floor Area	948 sqft
Basement Area	1,228 sqft
Finished Basement	569 sqft
Game Room	Game Room
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	98,698 sqft (2.27 acres)
Lot Dimensions	151 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Deck Area	186 sqft
Patio Area	666 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	807 LACEY CT
City	DUBUQUE
State	IA
Zip	52001-3194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 VAN MILLIGEN PLACE NO 2
Legal Subdivision	IRVING
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

807 Lacey Ct is owned and occupied by two individuals who bought it in November 2011.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	807 LACEY CT, DUBUQUE, IA 52001-3194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN TRUST & SAVINGS BANK
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2011 · Amount on File
Deed Sale	Nov 28, 2011 · Amount on File
Deed Document Number	2011-00018035
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	807 LACEY CT, DUBUQUE, IA 52001-3194
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 LACEY CT, DUBUQUE, IA 52001-3194

Mortgage

Document Number	0000013159
Date	Nov 7, 2018
Instrument	2018-00013159

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	807 LACEY CT, DUBUQUE, IA 52001-3194
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010049
Date	Jul 13, 2020
Instrument	2020-00010049

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	807 LACEY CT, DUBUQUE, IA 52001-3194
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005898
Date	Apr 14, 2021
Instrument	2021-00005898

Lender

Name	MIDWEST BANK
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 21, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$472,500 Land $73,200 Building $399,300	$472,500 Land $73,200 Building $399,300
2024	$6,244.00
2023		$458,200 (+14.24%) Land $69,100 Building $389,100	$458,200 Land $69,100 Building $389,100
2022	$6,764.00 Homeowner's exemption	$401,090 Land $65,040 Building $336,050
2021			$401,090 Land $65,040 Building $336,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 807 Lacey Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 807 Lacey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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