805 Lacey Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 805 Lacey Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,043 sqft · built 1989
Lot Size	0.334 acres (14,550 sqft)
Owner	Individual Name on File
Last Sale	$436,000 (Jan 2025)
Tax Bill	$4,830 (2024)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-453-034`

Property Details

APN / Parcel Number

Primary APN	`10-14-453-034`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,043 sqft Living Area
1st Floor Area	913 sqft
Upper Floors Area	913 sqft
Basement Area	1,067 sqft
Finished Basement	767 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	14,550 sqft (0.334 acres)
Lot Dimensions	150 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	200 sqft
Deck Area	182 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	805 LACEY CT
City	DUBUQUE
State	IA
Zip	52001-3194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 13 CLARKE CREST ESTATES 5TH ADD
Legal Subdivision	IRVING
Legal Lot Number	13
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

805 Lacey Ct is owned and occupied by an individual who bought it in January 2025.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	805 LACEY CT, DUBUQUE, IA 52001-3194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Warranty Deed, Transfer · Conventional Mortgage MIDWESTONE BANK
Apr 20, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit APPLE RIVER STATE BANK
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BK&TR
Aug 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Apr 20, 2023 · Amount on File
Deed Document Number	2025-00001065
Record Updated	Jun 7, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 31, 2025
Property Address	805 LACEY CT, DUBUQUE, IA 52001-3194
Document Number	0000001065
Instrument Date	Jan 28, 2025
Instrument	2025-00001065
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 LACEY CT, DUBUQUE, IA 52001-3194

Mortgage

Document Number	0000001066
Date	Jan 31, 2025
Instrument	2025-00001066

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 20, 2023
Property Address	805 LACEY CT, DUBUQUE, IA 52001-3194
Document Number	0000003461
Instrument Date	Apr 13, 2023
Instrument	2023-00003461
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	805 LACEY CT, DUBUQUE, IA 52001-3194

Mortgage

Document Number	0000003462
Date	Apr 20, 2023
Instrument	2023-00003462

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	805 LACEY CT, DUBUQUE, IA 52001-3194
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 LACEY CT, DUBUQUE, IA 52001-3194

Mortgage

Document Number	0000016451
Date	Oct 4, 2021
Instrument	2021-00016451

Lender

Name	APPLE RIVER STATE BANK
Type	Bank
Address	GALENA, IL 61036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Sep 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 21, 2019
Property Address	805 LACEY CT, DUBUQUE, IA 52001-3194
Document Number	0000009573
Instrument Date	Aug 16, 2019
Instrument	2019-00009573
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 LACEY CT, DUBUQUE, IA 52001-3194

Mortgage

Document Number	0000009574
Date	Aug 21, 2019
Instrument	2019-00009574

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	805 LACEY CT, DUBUQUE, IA 52001-3194
Document Number	0000011291
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	805 LACEY CT DUBUQUE IA 520013194, DUBUQUE, IA 52001-3194

Mortgage

Document Number	0000011291
Date	Sep 26, 2018
Instrument	11291

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 6, 2018
Property Address	805 LACEY CT, DUBUQUE, IA 52001-3194
Document Number	0000008999
Instrument Date	Aug 6, 2018
Instrument	8999
Transaction Type	Transfer
Record Updated	Sep 3, 2018

Transaction

Amount	Amount on Record
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	805 LACEY CT DUBUQUE IA 520013194, DUBUQUE, IA 52001-3194

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,700 Land $48,900 Building $344,800	$393,700 Land $48,900 Building $344,800
2024	$4,830.00
2023		$338,200 (+13.03%) Land $46,200 Building $292,000	$338,200 Land $46,200 Building $292,000
2022	$5,160.00	$299,210 Land $43,460 Building $255,750
2021			$299,210 Land $43,460 Building $255,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Lacey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Lacey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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