St. Joseph County property record for 806 West St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 980 sqft · built 1927 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,500 (Aug 2026) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-135-014-00 |
| Primary APN | 051-135-014-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 980 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 806 WEST ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 3 BLK 2. LYMANS ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 40100 |
806 West St is owned and occupied by two individuals who bought it in August 2026.
Source: St. Joseph County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 806 WEST ST, THREE RIVERS, MI 49093-2365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE CENTER LLC |
| Dec 6, 2022 | Warranty Deed, Transfer NOT AVAILABLE, ELEVATED TITLE AGENCY |
| Jan 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Jan 9, 2023 · Amount on File |
| Deed Document Number | 20267059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 31, 2026 |
| Property Address | 806 WEST ST, THREE RIVERS, MI 49093-2365 |
| Document Number | 0000007059 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20267059 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | ACRISURE TITLE OF MICHIGAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,638.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 806 WEST ST, THREE RIVERS, MI 49093-2365 |
| Document Number | 0000007060, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20267060 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 6, 2022 |
| Property Address | 806 WEST ST, THREE RIVERS, MI 49093-2365 |
| Document Number | 2022010201 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022010201 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | NOT AVAILABLE, ELEVATED TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $517.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 603 GEORGE ST, STURGIS, MI 49091-1105 |
| Name | Verified Name |
|---|---|
| Address | 18234 LAKE BEND DR, HOUSTON, TX 77084-6720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 9, 2023 |
| Property Address | 806 WEST ST, THREE RIVERS, MI 49093-2365 |
| Document Number | 2023000194 |
| Map Reference | LB 1 PG 22 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2023000194 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | NOT AVAILABLE, ELEVATE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18234 LAKE BEND DR, HOUSTON, TX 77084-6720 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17150 REAGAN, THREE RIVERS, MI 49093-8035 |
| Date | Jan 9, 2023 |
|---|
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 806 West St was $2,003.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,700 (+8%) Land $4,200 Building $52,500 | $113,400 (+8%) Land $8,400 Building $105,000 | |
| 2025 | $2,003.00 Homeowner's exemption | $52,500 Land $4,200 Building $48,300 | $105,000 Land $8,400 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 806 West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 806 West St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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